Pasco County property record for 3432 Pendleton Way, Land O Lakes, FL 34639
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,938 sqft · built 1998 |
| Lot Size | 0.238 acres (10,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Sep 2012) |
| Tax Bill | $3,427 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-26-19-0050-00000-0430 |
| Primary APN | 20-26-19-0050-00000-0430 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,678 sqft |
| 1st Floor Area | 1,938 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,400 sqft (0.238 acres) |
| Garage Area | 551 sqft |
| Driveway | Driveway |
| Driveway Area | 744 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 330 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 189 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0771811 |
|---|---|
| Street Address | 3432 PENDLETON WAY |
| City | LAND O LAKES |
| State | FL |
| Zip | 34639-4772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0PUD |
| Legal Description | COLLIER PLACE PB 35 PGS 37-39 LOT 43 OR 8759 PG 2307 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | COLLIER PLACE |
| Legal Tract | 50 |
| Legal Lot Number | 43 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 32008 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3432 PENDLETON WAY, LAND O LAKES, FL 34639-4772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2017 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2012 · Amount on Record |
| Deed Sale | Sep 25, 2012 · Amount on Record |
| Prior Sale | Sep 17, 2009 · Amount on Record |
| Deed Document Number | 2012161757 |
| Deed Book / Page | 8759 / 2307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3432 PENDLETON WAY, LAND O LAKES, FL 34639-4772 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3432 PENDLETON WAY, LAND O LAKES, FL 34639-4772 |
| Document Number | 0110132504 |
|---|---|
| Date | May 20, 2024 |
| Book Page | 11013/2504 |
| Instrument | 2024087606 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3432 PENDLETON WAY, LAND O LAKES, FL 34639-4772 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0104151928 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 10415/1928 |
| Instrument | 2021172428 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3432 PENDLETON WAY, LAND O LAKES, FL 34639-4772 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3432 PENDLETON WAY, LAND O LAKES, FL 34639-4772 |
| Document Number | 0112643829 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | 11264/3829 |
| Instrument | 2025156874 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3432 PENDLETON WAY, LAND O LAKES, FL 34639-4772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095321076 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 9532/1076 |
| Instrument | 2017063126 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 26, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,427.00 (+6.53%) Homeowner's exemption | $229,000 (+5.98%) Land $93,368 Building $135,632 | $421,221 (-0.88%) Land $93,368 Building $327,853 |
| 2023 | $3,217.00 (+11.24%) Additional exemption filed | $216,070 (+3%) Land $77,868 Building $138,202 | $424,978 (+31.64%) Land $77,868 Building $347,110 |
| 2022 | $2,892.00 Homeowner's exemption | $209,780 Land $64,968 Building $144,812 | $322,831 Land $64,968 Building $257,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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