3432 Paradise Dr, Spencer, OK 73084 Property Records

Oklahoma County property record for 3432 Paradise Dr, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,610 sqft · built 2003
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Sep 2022)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2489-12-412-1660`

Property Details

APN / Parcel Number

Primary APN	`2489-12-412-1660`
Alternative APNs	`R124121660` `124121660`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	121 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R124121660
Street Address	3432 PARADISE DR
City	SPENCER
State	OK
Zip	73084-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE HOLLOW 004 000 LOTS 3 & 4
Legal Range	02W
Legal Township	12N
Legal Section	23
Legal Subdivision	COBBLESTONE HOLLOW
Legal Block	4
Legal Lot Number	3,4
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	4
Census Block	4001
Census Tract	108011

Owner

Source: Oklahoma County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3432 PARADISE DR, SPENCER, OK 73084-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 28, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK
Aug 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 8, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Aug 7, 2008 · Amount on Record
Deed Document Number	2022146388
Deed Book / Page	15281 / 1178
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3432 PARADISE DR, SPENCER, OK 73084-3223
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 PARADISE DR, SPENCER, OK 73084-3223

Mortgage

Document Number	0001018294
Date	Feb 13, 2024
Book Page	15673/1687
Instrument	2024021301018294

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 28, 2022
Property Address	3432 PARADISE DR, SPENCER, OK 73084-3223
Document Number	0001146388
Book / Page	15281 / 1178
Instrument Date	Sep 27, 2022
Instrument	2022092801146388
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 PARADISE DR, SPENCER, OK 73084-3223

Mortgage

Document Number	0001146389
Date	Sep 28, 2022
Instrument	2022092801146389

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3432 PARADISE DR, SPENCER, OK 73084-3223
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 PARADISE DR, SPENCER, OK 73084-3223

Mortgage

Document Number	0001124547
Date	Aug 15, 2022
Book Page	1524/154
Instrument	2022081501124547

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHAWNEE, OK 74804

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3432 PARADISE DR, SPENCER, OK 73084-3223
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001212129
Date	Nov 30, 2021
Book Page	14983/1646
Instrument	2021113001212129

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3432 PARADISE DR, SPENCER, OK 73084-3223
Document Number	0134891095
Book / Page	013489 / 001095
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3432 PARADISE DR SPENCER OK 730843223, SPENCER, OK 73084-3223

Mortgage

Document Number	0134891095
Date	Jul 17, 2017
Book Page	013489/001095
Instrument	10987110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,459.00 (+0.74%)	$22,825 (+6.96%) Land $4,791 Building $18,034	$207,500 (+6.96%) Land $43,560 Building $163,940
2024	$2,441.00 (+5.9%)
2023	$2,305.00	$21,340 Land $4,791 Building $16,549	$194,000 Land $43,560 Building $150,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER serves 3,746 people · EPA ID OK2005509
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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