3432 Palm St, Houston, TX 77004 Property Records

Harris County property record for 3432 Palm St, Houston, TX 77004 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,407 sqft · built 2014
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$814,957 (Jul 2023)
Tax Bill	$13,691 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-049-006-0008`

Property Details

APN / Parcel Number

Primary APN	`062-049-006-0008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,407 sqft Living Area
1st Floor Area	1,654 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,900 sqft (0.158 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	246 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0620490060008
Street Address	3432 PALM ST
City	HOUSTON
State	TX
Zip	77004-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 6 SOUTHWOOD
Legal Subdivision	SOUTHWOOD
Legal Block	6
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	312902

Owner

Source: Harris County records · APN 062-049-006-0008

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3432 PALM ST, HOUSTON, TX 77004-6329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Vendor's Lien, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 25, 2023	Vendor's Lien, Transfer CADENCE BANK NA
Jun 28, 2019	Warranty Deed, Transfer CADENCE BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Jul 25, 2023
Deed Document Number	2023277365
Record Updated	Sep 20, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 25, 2023
Property Address	3432 PALM ST, HOUSTON, TX 77004-6329
Document Number	0000277365
Map Reference	VOL 9 PG 12
Instrument Date	Jul 21, 2023
Instrument	2023-277365
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 PALM ST, HOUSTON, TX 77004-6329
Investor	Possibly a Property Investor

Mortgage

Document Number	0000277366
Date	Jul 25, 2023
Instrument	2023-277366

Lender

Name	FIRST HORIZON BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 01, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Max Rate	11.2%

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 25, 2023
Property Address	3432 PALM ST, HOUSTON, TX 77004-6329
Document Number	0000277364
Map Reference	VOL 9 PG 12
Instrument Date	Aug 22, 2022
Instrument	2023-277364
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 W LAKE COOK RD STE 301, 301, BUFFALO GROVE, IL 60089-1992
Investor	Possibly a Property Investor

Mortgage

Date	Jul 25, 2023

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 28, 2019
Property Address	3432 PALM ST, HOUSTON, TX 77004-6329
Document Number	0000277524
Instrument Date	Jun 27, 2019
Instrument	277524
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3432 PALM ST HOUSTON TX 770046329, HOUSTON, TX 77004-6329

Mortgage

Document Number	277525
Date	Jun 28, 2019
Instrument	277525

Lender

Name	CADENCE BK NA
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,691.00 (+1.57%)	$644,245 (-) Land $158,700 Building $485,545	$644,245 (-) Land $158,700 Building $485,545
2024	$13,479.00 (+42.33%)	$644,245 (-) Land $158,700 Building $485,545	$644,245 (-) Land $158,700 Building $485,545
2023	$9,470.00 Homeowner's exemption	$644,245 (+10.68%) Land $158,700 Building $485,545	$644,245 (+10.68%) Land $158,700 Building $485,545
2022	$9,470.00 (-22.36%)	$582,092 Land $158,700 Building $423,392	$582,092 Land $158,700 Building $423,392
2020	$12,198.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482013129021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	8 (1991–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jul 2024, rainfall accumulation, Hurricane Beryl
Claims By Storm	Hurricane Harvey, Aug 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 541 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Palm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures