3432 Madison Pike, Fort Wright (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3432 Madison Pike, Fort Wright, KY 41017

Property Summary

Property Type	Fast Food Restaurant
Details	2,249 sqft · built 1993
Lot Size	0.72 acres (31,363 sqft)
Owner	Company Name on Record
Tax Bill	$9,612 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-075.01`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-075.01`

Interior

Building Area	2,249 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Street Address	3432 MADISON PIKE
City	FT MITCHELL
State	KY
Zip	41017-9664
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	0.720 AC BEING LOT 2 OF 3432 & 3436 MADISON PIKE SUBD
Legal Subdivision	3432 & 3436 MADISON PIKE
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1027
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 FAIRFIELD AVE, 200, BELLEVUE, KY 41073-1138
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit MICHAEL T BRANDY TRUST
Mar 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO
Mar 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2016
Transfer Doc	0005900033
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3432 MADISON PIKE, FT WRIGHT, KY 41017-9664
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FAIRFIELD AVE 200, 200, BELLEVUE, KY 41073-1148

Mortgage

Document Number	0005900177
Date	Aug 23, 2021
Book Page	260/677
Instrument	21082305900177

Lender

Name	MICHAEL T BRANDY TRUST
Type	Non-Lending Institution
Address	CINCINNATI, OH 45235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3432 MADISON PIKE, FT WRIGHT, KY 41017-9664
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FATI FIELD AVENUE #200 200, 200, BELLEVUE, KY 41073

Mortgage

Document Number	0005900249
Date	Mar 1, 2021
Book Page	74/806
Instrument	21030105900249

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	20 Months
Due	Nov 20, 2022

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3432 MADISON PIKE, FT WRIGHT, KY 41017-9664
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	IVY FLORIDA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FAIRFIELD AVE 200, 200, BELLEVUE, KY 41073-1148

Mortgage

Document Number	0005900247
Date	Mar 1, 2021
Book Page	175/564
Instrument	21030105900247

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$970,000 (-) Land $504,000 Building $466,000	$970,000 (-) Land $504,000 Building $466,000
2025	$9,612.00 (-7.04%)	$970,000 (-) Land $504,000 Building $466,000	$970,000 (-) Land $504,000 Building $466,000
2023	$10,340.00	$970,000 Land $504,000 Building $466,000	$970,000 Land $504,000 Building $466,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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