3432 Loretta Ave, Jackson, MI 49201 Property Records

Jackson County property record for 3432 Loretta Ave, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,388 sqft · built 1963
Lot Size	0.364 acres (15,856 sqft)
Owner	Company Name on Record
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-08-16-479-001-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-16-479-001-00`

Interior

Full Baths	1 Bath
Building Area	1,388 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	15,856 sqft (0.364 acres)
Lot Depth	170 ft Depth
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3432 LORETTA AVE
City	JACKSON
State	MI
Zip	49201-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 8 HOPKINS SUBDIVISION
Legal Subdivision	HOPKINS SUBDIVISION
Legal Lot Number	8
Legal Unit	8
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	3
Census Block	3015
Census Tract	5700

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3432 LORETTA AVE, JACKSON, MI 49201-8617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
Dec 18, 2025	Intrafamily Transfer, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Dec 19, 2025	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 2, 2011
Transfer Doc	0002610145
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	3432 LORETTA AVE, JACKSON, MI 49201-8617
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 SOUTHWICK PL, MEBANE, NC 27302-0670

Mortgage

Document Number	0002995921
Date	Dec 17, 2025
Book Page	2274/528
Instrument	2995921

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Dec 18, 2025
Property Address	3432 LORETTA AVE, JACKSON, MI 49201-8617
Document Number	0002996082
Book / Page	2274 / 689
Map Reference	LB 16 PG 30
Instrument Date	Dec 12, 2025
Instrument	2996082
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	UNIVERSITY TITLE INC, UNIVERSITY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3432 LORETTA AVE, JACKSON, MI 49201-8617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 LORETTA AVE, JACKSON, MI 49201-8617

Mortgage

Document Number	0002274511
Date	Dec 18, 2025
Instrument	2274/511

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 19, 2025
Property Address	3432 LORETTA AVE, JACKSON, MI 49201-8617
Document Number	0002996107
Book / Page	2274 / 714
Map Reference	LB 16 PG 30
Instrument Date	Dec 12, 2025
Instrument	2996107
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	874 BRYANT AVE, JACKSON, MI 49202-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 SOUTHWICK PL, MEBANE, NC 27302-0670

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,450 (+22.07%)	$222,900 (+22.07%)
2025	$1,133.00 (-51.33%) Homeowner's exemption	$91,300 (+13.14%)	$182,600 (+13.14%)
2024	$2,328.00 (+10.7%)
2023		$80,700	$161,400
2022	$2,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKMAN TOWNSHIP serves 21,222 people · EPA ID MI0000740
Water Source	Purchased groundwater influenced by surface water from JACKSON
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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