Duval County property record for 3432 Eman Dr, Jacksonville, FL 32216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1979 |
| Lot Size | 0.229 acres (9,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Sep 2013) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Dec 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152741-2002 |
| Primary APN | 152741-2002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,364 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,966 sqft (0.229 acres) |
| Lot Dimensions | 105 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3432 EMAN DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-5628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 36-33 56-3S-27E BOWDEN ACRES LOT 1 |
| Legal Range | 27E |
| Legal Township | 03S |
| Legal Section | 56 |
| Legal Subdivision | BOWDEN ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16002 |
3432 Eman Dr is owned and occupied by an individual who bought it in September 2013.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3432 EMAN DR, JACKSONVILLE, FL 32216-5628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| Dec 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 23, 2021 | Correction Deed · Conventional Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2013 · Amount on File |
| Deed Sale | Sep 26, 2013 · Amount on File |
| Prior Sale | Jan 28, 2013 |
| Deed Document Number | 2013248305 |
| Deed Book / Page | 16541 / 830 |
| Prior Transfer Date | Jan 7, 2013 |
| Prior Transfer Doc | 0162321297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3432 EMAN DR, JACKSONVILLE, FL 32216-5628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0187260574 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 18726/0574 |
| Instrument | 2019063483 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3432 EMAN DR, JACKSONVILLE, FL 32216-5628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3432 EMAN DR, JACKSONVILLE, FL 32216-5628 |
| Document Number | 0200721324 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 20072/1324 |
| Instrument | 2021338838 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 23, 2021 |
| Property Address | 3432 EMAN DR, JACKSONVILLE, FL 32216-5628 |
| Document Number | 0195981286 |
| Book / Page | 19598 / 1286 |
| Map Reference | MB 36 PG 33&33A |
| Instrument Date | Jul 25, 2020 |
| Instrument | 2021047420 |
| Record Updated | Dec 22, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3432 EMAN DR, JACKSONVILLE, FL 32216-5628 |
| Document Number | 0195981290 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 19598/1290 |
| Instrument | 2021047421 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3432 Eman Dr was $1,858 with a homeowner's exemption, up 13.3% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,980 (+2.7%) | $247,269 (-2.21%) Land $86,487 Building $160,782 | |
| 2025 | $1,858.00 (+13.29%) Homeowner's exemption | $124,616 | $252,869 Land $85,000 Building $167,869 |
| 2024 | $1,640.00 (+3.47%) | ||
| 2023 | $1,585.00 (+9.99%) Homeowner's exemption | $117,577 (+3%) | $235,622 (+8.64%) Land $95,000 Building $140,622 |
| 2022 | $1,441.00 Homeowner's exemption | $114,153 | $216,884 Land $95,000 Building $121,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3432 Eman Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2012–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3432 Eman Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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