3432 Cheryl Dr, Howell, MI 48855 Property Records

Livingston County property record for 3432 Cheryl Dr, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1973
Lot Size	0.624 acres (27,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Jul 2020)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-401-031`

Property Details

APN / Parcel Number

Primary APN	`06-14-401-031`
Alternative APN	`470614401031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	27,181 sqft (0.624 acres)
Lot Dimensions	180 ft deep x 151 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	76 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3432 CHERYL DR
City	HOWELL
State	MI
Zip	48855-9377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	SEC 14, T3N,R4E BARRON COUNTRY MEADOWS NO 2 LOT 29
Legal Range	04E
Legal Township	03N
Legal Section	14
Legal Subdivision	BARRON CTRY MEADOWS #2
Legal Tract	724000
Legal Lot Number	29
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1007
Census Tract	724003

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3432 CHERYL DR, HOWELL, MI 48855-9377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU
Jun 23, 2020	Deed of Trust, Mortgage · Conventional with PMI LAKE MI CU
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jan 23, 2001 · Amount on Record
Deed Document Number	202024676
Prior Transfer Date	Aug 8, 2000
Prior Transfer Doc	0028950180
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 28, 2020
Property Address	3432 CHERYL DR, HOWELL, MI 48855-9377
Document Number	0000024676
Instrument Date	Jun 23, 2020
Instrument	24676
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,737.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1735 HERON LOOP DR HOWELL MI 488556464, HOWELL, MI 48855-6464

Mortgage

Document Number	20164
Date	Jul 28, 2020
Instrument	20164

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3432 CHERYL DR, HOWELL, MI 48855-9377
Document Number	0000020164
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1735 HERON LOOP DR HOWELL MI 488556464, HOWELL, MI 48855-6464

Mortgage

Document Number	0000020164
Date	Jun 25, 2020
Instrument	20164

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3432 CHERYL DR, HOWELL, MI 48855-9377
Document Number	0000030745
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	TITLE SELECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 CHERYL DR HOWELL MI 488559377, HOWELL, MI 48855-9377

Mortgage

Document Number	0000030745
Date	Nov 5, 2019
Instrument	30745

Lender

Name	ADVISORS CAP
Type	Funding / Finance Company
Address	NOVI, MI 48375

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Howell Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,344 (+3%)	$272,688 (+3%)
2025	$2,602.00 (+16.16%) Homeowner's exemption	$132,367 (+24.78%)	$264,734 (+24.78%)
2023		$106,078
2021	$2,240.00		$212,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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