3432 Cherokee Dr, Springfield, OR 97478 Property Records

Lane County property record for 3432 Cherokee Dr, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1995
Lot Size	0.161 acres (7,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2020)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-06-21-00300-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-06-21-00300-000`
Alternative APNs	`1802062100300` `1509163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,004 sqft (0.161 acres)
Garage Type	Attached
Garage Area	560 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1509163
Street Address	3432 CHEROKEE DR
City	SPRINGFIELD
State	OR
Zip	97478-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	TL 00300
Legal Range	02
Legal Township	18
Legal Section	06
Legal Subdivision	HAYDEN GARDENS
Legal Lot Number	300
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	3500

Owner

Source: Lane County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2477 OAK ST, EUGENE, OR 97405-3642
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2020	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	202060797
Prior Transfer Date	Dec 13, 1999
Prior Transfer Doc	0000103032
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Jun 25, 2026
Property Address	3432 CHEROKEE DR, SPRINGFIELD, OR 97478-8114
Document Number	0000020349
Instrument Date	Jun 18, 2026
Instrument	202620349
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 CHEROKEE DR, SPRINGFIELD, OR 97478-8114

Mortgage

Document Number	0000020349,
Date	Jun 25, 2026
Instrument	202620349

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2041

Interest

Rate	5.85%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3432 CHEROKEE DR, SPRINGFIELD, OR 97478-8114
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 CHEROKEE DR, SPRINGFIELD, OR 97478-8114

Mortgage

Document Number	0000015432
Date	Apr 5, 2022
Instrument	2022-015432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 21, 2020
Property Address	3432 CHEROKEE DR, SPRINGFIELD, OR 97478-8114
Document Number	0000060797
Map Reference	FILE 75 SL 25-28
Instrument Date	Oct 20, 2020
Instrument	2020-060797
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2477 OAK ST, EUGENE, OR 97405-3642

Mortgage

Document Number	0000060798
Date	Oct 21, 2020
Instrument	2020-060798

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00 (+6.16%)	$117,411 (+6.09%)	$407,162 (+2.4%) Land $76,458 Building $330,704
2023	$2,028.00 (+3.42%)	$110,672 (+3%)	$397,623 (+2.9%) Land $76,458 Building $321,165
2022	$1,961.00	$107,449	$386,418 Land $65,203 Building $321,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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