Chesterfield County property record for 3432 Avocado Dr, Midlothian, VA 23112
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,076 sqft · built 2013 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (May 2026) |
| Tax Bill | $3,300 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 743-68-52-32-600-000 |
| Primary APN | 743-68-52-32-600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,443 sqft (0.102 acres) |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 477665000 |
|---|---|
| Street Address | 3432 AVOCADO DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-3484 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH - RES, |
| Legal Description | GENITO TOWNS SEC 1 016 |
| Legal Subdivision | GENITO TOWNS |
| Legal Lot Number | 16 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 100919 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3432 AVOCADO DR, MIDLOTHIAN, VA 23112-3484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| May 21, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION |
| Jul 1, 2024 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2024 · Amount on Record |
| Deed Document Number | 202618526 |
| Deed Book / Page | 15257 / 689 |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 0000003593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3432 AVOCADO DR, MIDLOTHIAN, VA 23112-3484 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 3432 AVOCADO DR, MIDLOTHIAN, VA 23112-3484 |
| Document Number | 015014-386 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 15014/386 |
| Instrument | 250032787 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 21, 2026 |
| Property Address | 3432 AVOCADO DR, MIDLOTHIAN, VA 23112-3484 |
| Document Number | 0000018526 |
| Book / Page | 15257 / 689 |
| Instrument Date | May 19, 2026 |
| Instrument | 202618526 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,380.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3432 AVOCADO DR, MIDLOTHIAN, VA 23112-3484 |
| Document Number | 0000018527, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202618527 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 1, 2024 |
| Property Address | 3432 AVOCADO DR, MIDLOTHIAN, VA 23112-3484 |
| Document Number | 014597-709 |
| Book / Page | 14597 / 709 |
| Instrument Date | Jun 25, 2024 |
| Instrument | 2024019685 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3432 AVOCADO DR, MIDLOTHIAN, VA 23112-3484 |
| Document Number | 2024019686 |
|---|---|
| Date | Jul 1, 2024 |
| Instrument | 2024019686 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,300.00 (+15.67%) | $370,000 (+4.82%) Land $64,900 Building $305,100 | $370,000 (+4.82%) Land $64,900 Building $305,100 |
| 2025 | $353,000 (+12.89%) Land $62,700 Building $290,300 | $353,000 (+12.89%) Land $62,700 Building $290,300 | |
| 2023 | $2,853.00 | $312,700 Land $57,200 Building $255,500 | $312,700 Land $57,200 Building $255,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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