Monroe County property record for 3432 Ames Rd, Red Bud, IL 62278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,193 sqft · built 2017 |
| Lot Size | 10 acres (437,778 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,225 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-12-100-005-000 |
| Primary APN | 16-12-100-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,193 sqft Living Area |
| 1st Floor Area | 3,193 sqft |
| Basement Area | 3,193 sqft |
| Unfinished Basement | 3,193 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Lot Area | 437,778 sqft (10 acres) |
| Garage Area | 1,378 sqft |
| Porch | Porch |
| Porch Area | 467 sqft |
| Cooling System | Central |
|---|
| Street Address | 3432 AMES RD |
|---|---|
| City | RED BUD |
| State | IL |
| Zip | 62278-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SE NW & PART SW NE |
| Legal Range | 09W |
| Legal Township | 04S |
| Legal Section | 12 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2118 |
| Census Tract | 600502 |
3432 Ames Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3432 AMES RD, RED BUD, IL 62278-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3432 AMES RD, RED BUD, IL 62278-4020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000407986 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 407986 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3432 Ames Rd was $9,225, up 12.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,225.00 (+12.32%) Homeowner's exemption | $192,041 Land $11,471 Building $180,570 | $576,123 (+8.61%) Land $34,413 Building $541,710 |
| 2024 | $8,213.00 | $530,448 Land $35,274 Building $495,174 | |
| 2022 | Additional exemption filed | $142,155 Land $10,785 Building $131,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3432 Ames Rd in Zone X, an area of minimal flood risk, though there have been 272 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 272 (1983–2019) |
| Claims Outside the SFHA | 4 of 272 |
| Most Recent Claim | Apr 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3432 Ames Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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