3431 Ripple Rd, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 3431 Ripple Rd, Baltimore, MD 21244

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,420 sqft · built 1954
Lot Size0.166 acres (7,245 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jun 1994)
Tax Bill$2,863 (2024)
Deeds & MortgagesSep 2017 Mortgage
APN02-0213552190

Property Details

APN / Parcel Number

Primary APN02-0213552190
Alternative APNs
  • 20213552190
  • 0213552190

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,420 sqft Living Area
Gross Area1,816 sqft
1st Floor Area1,420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,245 sqft (0.166 acres)
Lot Dimensions105 ft deep x 69 ft wide
PorchOpen Porch
Porch Area140 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0213552190
Street Address3431 RIPPLE RD
CityWINDSOR MILL
StateMD
Zip21244-3604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNNE ACRES
Legal SubdivisionLYNNE ACRES
Legal Block3
Legal Lot Number7
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group3
Census Block3007
Census Tract402303

Owner

3431 Ripple Rd is owned and occupied by an individual who bought it in June 1994.

Source: Baltimore County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3431 RIPPLE RD, WINDSOR MILL, MD 21244-3604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 1994 · Amount on File
Deed SaleJun 15, 1994 · Amount on File
Deed Book / Page10590 / 191
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3431 RIPPLE RD, BALTIMORE, MD 21244-3604
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0393750450
DateSep 12, 2017
Book Page0039375/450
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$204,933$220,200 Land $81,100 Building $139,100
2024$2,863.00 (+111.76%)
2023$1,352.00$185,000$197,300 Land $57,400 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3431 Ripple Rd; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Ripple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

Nearby Properties on Ripple Rd

Nearby Streets

Search Property Records by Address or Parcel Number