Bullitt County property record for 3431 Ridge Rd, Shepherdsville, KY 40165
| Property Type | Rural Home |
|---|---|
| Lot Size | 17 acres (740,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Mar 2026) |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-000-00-021 |
| Primary APN | 064-000-00-021 |
|---|---|
| Alternative APNs |
|
| Lot Area | 740,520 sqft (17 acres) |
|---|
| Account Number | 409184 |
|---|---|
| Street Address | 3431 RIDGE RD |
| City | SHEPHERDSVILLE |
| State | KY |
| Zip | 40165-5331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | AC RIDGE RD |
| Legal Subdivision | RICHARDSON MINOR |
| Jurisdiction | BULLITT KY |
| Township / Civil Division | SHEPHERDSVILLE SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21102 |
Source: Bullitt County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5120 JOHNSONTOWN RD, LOUISVILLE, KY 40272-3418 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HARRISON BANK |
| Mar 25, 2026 | Warranty Deed, Transfer AGENTS TITLE INC, AGENCY TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Mar 20, 2026 · Amount on Record |
| Deed Document Number | 2026849963 |
| Deed Book / Page | 1156 / 755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BULLITT KY |
| Property Address | 3431 RIDGE RD, SHEPHERDSVILLE, KY 40165-5331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2298/704 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | M2298/704 |
| Instrument | 848994 |
| Name | FIRST HARRISON BANK |
|---|---|
| Type | Bank |
| Address | CORYDON, IN 47112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 8.99% |
| Index | 1-Year CMT |
| Margin | 5 |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BULLITT KY |
| Recording Date | Mar 25, 2026 |
| Property Address | 3431 RIDGE RD, SHEPHERDSVILLE, KY 40165-5331 |
| Document Number | 0D1156/755 |
| Book / Page | D1156 / 755 |
| Map Reference | CAB 5 SL 92 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 849963 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | AGENTS TITLE INC, AGENCY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 560 WOODSDALE RD, SHEPHERDSVILLE, KY 40165-9347 |
| Name | Verified Name |
|---|---|
| Address | 5120 JOHNSONTOWN RD, LOUISVILLE, KY 40272-3418 |
Source: Bullitt County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bullitt County |
| Unified School District | Bullitt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (-0.2%) | $130,368 (-) Land $130,368 | $130,368 (-) Land $130,368 |
| 2023 | $1,522.00 | $130,368 Land $130,368 | $130,368 Land $130,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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