3431 Raeford Rd, Orlando, FL 32806 Property Records

Orange County property record for 3431 Raeford Rd, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,670 sqft · built 1943
Lot Size	0.715 acres (31,134 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Dec 2017)
Tax Bill	$7,138 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2021 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`05-23-30-8708-08-120`

Property Details

APN / Parcel Number

Primary APN	`05-23-30-8708-08-120`
Alternative APNs	`302305870808120` `532015` `537759` `542379`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,670 sqft Living Area
Gross Area	5,535 sqft
1st Floor Area	2,970 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	31,134 sqft (0.715 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	224 sqft
Patio Area	2 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3431 RAEFORD RD
City	ORLANDO
State	FL
Zip	32806-5749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TOURAINE ESTATES O/41 LOTS 12 & 13 & E 18 FT OF LOT 11 & LAN D ON N TO PT 382.6 FT N OF S LINE OF SEC BLK H
Legal Range	30E
Legal Township	23S
Legal Section	05
Legal Subdivision	TOURAINE ESTS
Legal Tract	8708
Legal Block	H
Legal Lot Number	11-13
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1000
Census Tract	13802

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3431 RAEFORD RD, ORLANDO, FL 32806-5749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 10, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2017	Grant Deed, Transfer · Conventional Mortgage SALTZMAN FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2017683594
Last Transfer Date	Sep 10, 2021
Transfer Doc	20210552307
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3431 RAEFORD RD, ORLANDO, FL 32806-5749
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 RAEFORD RD, ORLANDO, FL 32806-5749

Mortgage

Document Number	0000156802
Date	Mar 9, 2022
Instrument	20220156802

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 10, 2021
Property Address	3431 RAEFORD RD, ORLANDO, FL 32806-5749
Document Number	20210552307
Instrument Date	Sep 10, 2021
Instrument	20210552307
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3431 RAEFORD RD, 3431, ORLANDO, FL 32806-5749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 RAEFORD RD, ORLANDO, FL 32806-5749

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 15, 2017
Property Address	3431 RAEFORD RD, ORLANDO, FL 32806-5749
Document Number	0000683594
Instrument Date	Dec 15, 2017
Instrument	683594
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2628 HERITAGE GREEN AVE DAVENPORT FL 338371744, DAVENPORT, FL 33837-1744

Mortgage

Document Number	683595
Date	Dec 15, 2017
Instrument	683595

Lender

Name	SALTZMAN FAMILY TRUST (PT)
Address	3411 MONTEEN DR, ORLANDO, FL 32806-6686

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2042

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,610 (+2.7%)	$666,640 (-2.24%) Land $265,000 Building $401,640
2025	$7,138.00 (+2.79%) Homeowner's exemption	$432,921 (+5.99%)	$681,940 (+8.31%) Land $265,000 Building $416,940
2024	$6,944.00 (+7.03%)
2023	$6,488.00 (+3.86%) Homeowner's exemption	$408,466 (+3.51%)	$629,592 (+55.65%) Land $265,000 Building $364,592
2022	$6,247.00 Homeowner's exemption	$394,627	$404,483 Land $265,000 Building $139,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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