San Diego County property record for 3431 Proctor Valley Rd, Bonita, CA 91902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,319 sqft · built 1974 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $957,500 (Jul 2023) |
| Tax Bill | $12,364 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-230-34-00 |
| Primary APN | 590-230-34-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,319 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3431 PROCTOR VALLEY RD |
|---|---|
| City | BONITA |
| State | CA |
| Zip | 91902-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 1/4 SEC 5 POR TR 000166 |
| Legal Subdivision | RANCHO DE LA NACION |
| Legal Tract | 000166 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13422 |
Source: San Diego County records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3431 PROCTOR VALLEY RD, BONITA, CA 91902-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING |
| Jul 11, 2023 | Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Deed Document Number | 2023181053 |
| Prior Transfer Date | Jul 4, 2023 |
| Prior Transfer Doc | 0000181052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3431 PROCTOR VALLEY RD, BONITA, CA 91902-2917 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3431 PROCTOR VALLEY RD, BONITA, CA 91902-2917 |
| Document Number | 0000290740 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023-0290740 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 11, 2023 |
| Property Address | 3431 PROCTOR VALLEY RD, BONITA, CA 91902-2917 |
| Document Number | 0000181053 |
| Map Reference | MAP 166 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-0181053 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3431 PROCTOR VALLEY RD, BONITA, CA 91902-2917 |
| Document Number | 0000181054 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023-0181054 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $995,974 (+2%) Land $780,300 Building $215,674 | |
| 2025 | $12,364.00 (+476.68%) | $976,446 (+624.65%) Land $765,000 Building $211,446 |
| 2023 | $2,144.00 (+3.73%) Homeowner's exemption | $134,748 (+2%) Land $37,717 Building $97,031 |
| 2022 | $2,067.00 Homeowner's exemption | $132,107 Land $36,978 Building $95,129 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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