San Luis Obispo County property record for 3431 Ocean Blvd, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,745 sqft · built 1974 |
| Lot Size | 0.061 acres (2,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,160,000 (Dec 2024) |
| Tax Bill | $12,054 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-432-046 |
| Primary APN | 064-432-046 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 2,660 sqft (0.061 acres) |
| Lot Dimensions | 70 ft deep x 40 ft wide |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3431 OCEAN BLVD |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR U 1 BL 13 LT 12 |
| Legal Subdivision | MORRO STRAND 01 |
| Legal Block | 13 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10504 |
3431 Ocean Blvd is owned and occupied by an individual who bought it in December 2024.
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3431 OCEAN BLVD, CAYUCOS, CA 93430-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2024 · Amount on File |
| Deed Sale | Dec 6, 2024 · Amount on File |
| Prior Sale | Aug 6, 2012 · Amount on File |
| Deed Document Number | 202435920 |
| Prior Transfer Date | Feb 3, 2016 |
| Prior Transfer Doc | 0000012106 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3431 Ocean Blvd was $12,054 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,183,200 (+2%) Land $739,500 Building $443,700 | |
| 2025 | $12,054.00 Homeowner's exemption | $1,160,000 Land $725,000 Building $435,000 |
| 2023 | $6,429.00 (+1.76%) Homeowner's exemption | $603,632 Land $355,079 Building $248,553 |
| 2022 | $6,318.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3431 Ocean Blvd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3431 Ocean Blvd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi.
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