3431 Nolin Rd, Sonora, KY 42776 Property Records

Hardin County property record for 3431 Nolin Rd, Sonora, KY 42776

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 3 ba · 2,197 sqft · built 1997
Lot Size	19 acres (827,640 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Feb 2024)
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`172-00-00-015.04`

Property Details

APN / Parcel Number

Primary APN	`172-00-00-015.04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,197 sqft Living Area
Attic Area	194 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	827,640 sqft (19 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3431 NOLIN RD
City	SONORA
State	KY
Zip	42776-9349
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LUCKY EST LT 1
Legal Subdivision	LUCKY EST
Legal Lot Number	1
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	1
Census Block	1073
Census Tract	1602

Owner

3431 Nolin Rd, an agricultural property, is owned and occupied by an individual who bought it in February 2024.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3431 NOLIN RD, SONORA, KY 42776-9349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Deed Document Number	0001564678
Deed Book / Page	1564 / 678
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Feb 13, 2024
Property Address	3431 NOLIN RD, SONORA, KY 42776-9349
Document Number	001564/678
Book / Page	1564 / 678
Map Reference	CAB 1 SH 2066
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 METALWOOD DR, BARDSTOWN, KY 40004-2635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3431 NOLIN RD, SONORA, KY 42776-9349

Mortgage

Document Number	0025091366
Date	Feb 13, 2024
Instrument	2509/1366

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	3431 NOLIN RD, SONORA, KY 42776-9349
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 NOLIN RD, SONORA, KY 42776-9349

Mortgage

Document Number	02499/1104
Date	Oct 23, 2023
Book Page	2499/1104

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3431 Nolin Rd was $3,498.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,498.00	$370,900 Land $355,900 Building $15,000	$370,900 Land $355,900 Building $15,000
2023		$184,500 Land $179,300 Building $5,200	$184,500 Land $179,300 Building $5,200
2021	$1,339.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3431 Nolin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Nolin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Telecast Communications.

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