3431 NC Highway 88 E, Jefferson, NC 28640 Property Records

Ashe County property record for 3431 NC Highway 88 E, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	2,185 sqft · built 1961
Lot Size	2.13 acres (92,957 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2022)
Tax Bill	$231 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`14379-054`

Property Details

APN / Parcel Number

Primary APN	`14379-054`
Alternative APNs	`143907219180` `8499`

Interior

Building Area	2,185 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	92,957 sqft (2.13 acres)
Garage Area	900 sqft

Location & Zoning

Account Number	8499
Old Parcel Number	14379054
Street Address	3431 NC HIGHWAY 88 E
City	JEFFERSON
State	NC
Zip	28640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.134 AC
Legal Subdivision	PEAK CREEK TWP
Jurisdiction	ASHE NC
Township / Civil Division	PEAK CREEK
Census Block Group	2
Census Block	2028
Census Tract	970801

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	291 PONDEROSA LN, LAUREL SPRINGS, NC 28644-8108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Jun 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	20222988
Deed Book / Page	542 / 677
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	00474/1786
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3431 NC HIGHWAY 88 E, JEFFERSON, NC 28640
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00484/1477
Date	Sep 26, 2017
Book Page	0484/1477
Instrument	04262

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 1, 2022
Property Address	3431 NC HIGHWAY 88 E, JEFFERSON, NC 28640
Document Number	000542/677
Book / Page	542 / 677
Map Reference	MB C-4 PG 460
Instrument Date	Jun 1, 2022
Instrument	2988
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 PONDEROSA LN, LAUREL SPRINGS, NC 28644-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ESTES TRL, JEFFERSON, NC 28640-9848

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$231.00	$46,100 (-) Land $21,300 Building $24,800	$46,100 (-) Land $21,300 Building $24,800
2025	$231.00 (+5.96%)	$46,100 (-) Land $21,300 Building $24,800	$46,100 (-) Land $21,300 Building $24,800
2023	$218.00 (-84.78%)	$46,100 (-80.3%) Land $21,300 Building $24,800	$46,100 (-80.3%) Land $21,300 Building $24,800
2022	$1,432.00	$234,000 Land $90,700 Building $143,300	$234,000 Land $90,700 Building $143,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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