Charles County property record for 3431 Milstead Ct, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,040 sqft · built 1977 |
| Lot Size | 0.121 acres (5,261 sqft) |
| Owner | Individual Name on File |
| Last Sale | $276,000 (Jan 2023) |
| Tax Bill | $8,128 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-080685 |
| Primary APN | 06-080685 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,060 sqft |
| 1st Floor Area | 540 sqft |
| Utility Area | 44 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,261 sqft (0.121 acres) |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 080685 |
|---|---|
| Street Address | 3431 MILSTEAD CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-1755 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | L-30-B B-82 S-VII DUPLEX ST CHARLES SUB-BANNISTER |
| Legal Subdivision | ST CHARLES SUB-BANNISTER |
| Legal Block | 82 |
| Legal Lot Number | 30B |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 850906 |
3431 Milstead Ct, a townhouse, is owned and occupied by an individual who bought it in January 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 13, 2023 | Deed, Transfer · FHA Mortgage NFM INC |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP |
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 23, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Prior Sale | Mar 23, 2017 · Amount on File |
| Deed Book / Page | 12826 / 196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Document Number | 0132150245 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 13215/245 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 13, 2023 |
| Property Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Document Number | 0128260196 |
| Book / Page | 12826 / 196 |
| Map Reference | MB PCM 22 PL 206 |
| Instrument Date | Dec 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Document Number | 0012826202 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 12826/202 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0111660270 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 11166/270 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INTERSTATE TITLE, INTERSTATE T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Document Number | 0118160395 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 11816/395 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0124080233 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 12408/233 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 23, 2017 |
| Property Address | 3431 MILSTEAD CT, WALDORF, MD 20602-1755 |
| Document Number | 0097720088 |
| Book / Page | 009772 / 000088 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | BUYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3431 MILSTEAD CT WALDORF MD 206021755, WALDORF, MD 20602-1755 |
| Document Number | 97720093 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 009772/000093 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2047 |
The 2025 property tax bill for 3431 Milstead Ct was $8,128.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,900 | $283,100 Land $95,000 Building $188,100 | |
| 2025 | $8,128.00 | ||
| 2023 | $3,223.00 | $220,800 | $240,500 Land $90,000 Building $150,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3431 Milstead Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3431 Milstead Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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