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3431 M St, Merced, CA 95348 Property Records

Merced County property record for 3431 M St, Merced, CA 95348 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,412 sqft Living Area
Lot Size6,350 sqft (0.145 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2019)
Tax Bill$2,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN236-110-043-000
Alternative APN
  • 236110043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,412 sqft Living Area
Gross Area1,882 sqft Gross Area
1st Floor1,412 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1983
Architectural StyleOther Style
Construction TypeWood Frame Construction
Lot Area6,350 sqft (0.145 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area470 sqft Garage
Patio Area237 sqft Patio
Porch1 Porch
Porch Area17 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number236110043
Street Address3431 M ST
CityMERCED
StateCA
Zip95348-2822
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCROCKER COL POR LOTS 13&20
Legal SubdivisionCROCKER COL
Legal Lot Number13,20 20
JurisdictionMERCED CA
Minor Civil DivisionMERCED
Census Blockgroup2
Census Block2005
Census Tract1006

Owner

Source: Merced County records · APN 236-110-043-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3431 M ST, MERCED, CA 95348-2822
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
TRAVIS CU
Mar 31, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 18, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 10, 2019Affidavit of Death, Transfer
TRANSCOUNTY TITLE COMPANY
May 10, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2019 · Amount on Record
Deed SaleMay 10, 2019 · Amount on Record
Prior SaleOct 08, 2008
Deed Doc Number2019013459
Record RefreshedJun 07, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3431 M ST, MERCED, CA 95348-2822
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 M ST, MERCED, CA 95348-2822

Mortgage

Document Number0000000586
DateJan 09, 2026
Instrument2026000586
Lender
NameTRAVIS CU
TypeCredit Union
AddressVACAVILLE, CA 95687
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3431 M ST, MERCED, CA 95348-2822
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010916
DateMar 31, 2020
Instrument2020010916
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3431 M ST, MERCED, CA 95348-2822
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 M ST, MERCED, CA 95348-2822

Mortgage

Document Number0000022184
DateMay 18, 2021
Instrument2021022184
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueJul 01, 2050

May 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMERCED CA
Recording DateMay 10, 2019
Property Address3431 M ST, MERCED, CA 95348-2822
Document Number0000013458
Instrument DateApr 29, 2019
Instrument13458
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyTRANSCOUNTY TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address14 HARRISON ST #B SPRINGVALE ME 040831011, B, SPRINGVALE, ME 04083-1011

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 10, 2019
Property Address3431 M ST, MERCED, CA 95348-2822
Document Number0000013459
Map ReferenceMB 16 PG 36
Instrument DateApr 22, 2019
Instrument2019013459
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3431 M ST, MERCED, CA 95348-2822

Mortgage

Document Number0000013460
DateMay 10, 2019
Instrument2019013460
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,901.00 (+7.36%) Homeowner's exemption$267,718 (+4.04%) Land $72,505 Building $195,213
2023$2,702.00 (+1.39%) Homeowner's exemption$257,325 Land $69,691 Building $187,634
2022$2,665.00

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