3431 Lumberwill Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3431 Lumberwill Ct, Cincinnati, OH 45239

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,353 sqft · built 1959
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Sep 2021)
Tax Bill$3,734 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN510-0090-0224-00

Property Details

APN / Parcel Number

Primary APN510-0090-0224-00
Alternative APN
  • 0011088

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,353 sqft Living Area
Gross Area2,394 sqft
1st Floor Area1,053 sqft
Basement Area1,053 sqft
Finished Basement300 sqft
Unfinished Basement753 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions115 ft deep x 46.1 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3431 LUMBERWILL CT
CityCINCINNATI
StateOH
Zip45239-3840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUMBERWILL CT 46.09 X 115.39 IRR-LOT 56 CHESSWOOD ACS BLK C
Legal SubdivisionCHESSWOOD ACRES
Legal BlockC
Legal Lot Number56
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group4
Census Block4000
Census Tract20701

Owner

Source: Hamilton County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 27, 2023Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Apr 17, 2025Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Sep 20, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Sep 18, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Prior SaleSep 18, 2018 · Amount on Record
Deed Document Number2021112989
Deed Book / Page14505 / 1497
Prior Transfer DateJul 14, 1997
Prior Transfer Doc0074000679
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 29, 2026
Property Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840
Document Number0000042253
Book / Page15676 / 1235
Instrument DateMay 7, 2026
Instrument202642253
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840

Mortgage

Document Number0000042253,
DateMay 29, 2026
Book Page15676/1235
Instrument202642253
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueSep 1, 2051
Interest
Rate6.37%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840

Mortgage

Document Number0000052375
DateJul 27, 2023
Book Page14966/1054
Instrument2023-0052375
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueSep 1, 2051

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840

Mortgage

Document Number0000028002
DateApr 17, 2025
Book Page15397/2090
Instrument2025-0028002
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueSep 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 20, 2021
Property Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840
Document Number0000112989
Book / Page14505 / 1497
Map ReferenceMB 7 PG 49&50
Instrument DateAug 23, 2021
Instrument2021-0112989
Transaction TypeTransfer
Record UpdatedMar 29, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840

Mortgage

Document Number0000112990
DateSep 20, 2021
Instrument2021-0112990
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 18, 2018
Property Address3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840
Document Number0000082973
Book / Page013755 / 001384
Instrument DateSep 10, 2018
Instrument82973
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$403.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 LUMBERWILL CT CINCINNATI OH 452393840, CINCINNATI, OH 45239-3840

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,734.00 (+7.86%)$64,750 (-) Land $11,165 Building $53,585$185,000 (-) Land $31,900 Building $153,100
2024$3,462.00 (-0.6%)$64,750 (-) Land $11,165 Building $53,585
2023$3,483.00 (+12.17%)$64,750 (+37.55%) Land $11,165 Building $53,585$185,000 (+37.55%) Land $31,900 Building $153,100
2022$3,105.00 Homeowner's exemption$47,075 Land $11,067 Building $36,008
2020$134,500 Land $31,620 Building $102,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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