Hamilton County property record for 3431 Lumberwill Ct, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,353 sqft · built 1959 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Sep 2021) |
| Tax Bill | $3,734 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0090-0224-00 |
| Primary APN | 510-0090-0224-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,053 sqft |
| Basement Area | 1,053 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 753 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 115 ft deep x 46.1 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3431 LUMBERWILL CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUMBERWILL CT 46.09 X 115.39 IRR-LOT 56 CHESSWOOD ACS BLK C |
| Legal Subdivision | CHESSWOOD ACRES |
| Legal Block | C |
| Legal Lot Number | 56 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20701 |
Source: Hamilton County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 20, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Sep 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on Record |
| Deed Sale | Sep 20, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 2021112989 |
| Deed Book / Page | 14505 / 1497 |
| Prior Transfer Date | Jul 14, 1997 |
| Prior Transfer Doc | 0074000679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 29, 2026 |
| Property Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Document Number | 0000042253 |
| Book / Page | 15676 / 1235 |
| Instrument Date | May 7, 2026 |
| Instrument | 202642253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Document Number | 0000042253, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 15676/1235 |
| Instrument | 202642253 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Sep 1, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Document Number | 0000052375 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 14966/1054 |
| Instrument | 2023-0052375 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Document Number | 0000028002 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 15397/2090 |
| Instrument | 2025-0028002 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 20, 2021 |
| Property Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Document Number | 0000112989 |
| Book / Page | 14505 / 1497 |
| Map Reference | MB 7 PG 49&50 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-0112989 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Document Number | 0000112990 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0112990 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 18, 2018 |
| Property Address | 3431 LUMBERWILL CT, CINCINNATI, OH 45239-3840 |
| Document Number | 0000082973 |
| Book / Page | 013755 / 001384 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 82973 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $403.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3431 LUMBERWILL CT CINCINNATI OH 452393840, CINCINNATI, OH 45239-3840 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,734.00 (+7.86%) | $64,750 (-) Land $11,165 Building $53,585 | $185,000 (-) Land $31,900 Building $153,100 |
| 2024 | $3,462.00 (-0.6%) | $64,750 (-) Land $11,165 Building $53,585 | |
| 2023 | $3,483.00 (+12.17%) | $64,750 (+37.55%) Land $11,165 Building $53,585 | $185,000 (+37.55%) Land $31,900 Building $153,100 |
| 2022 | $3,105.00 Homeowner's exemption | $47,075 Land $11,067 Building $36,008 | |
| 2020 | $134,500 Land $31,620 Building $102,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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