3431 Lauren St, Krum, TX 76249 Property Records

Denton County property record for 3431 Lauren St, Krum, TX 76249

Property Summary

Property Type	Single Family Home
Details	2,010 sqft · built 2019
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$371,443 (Aug 2022)
Tax Bill	$7,419 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R756405`

Property Details

APN / Parcel Number

Primary APN	`R756405`
Alternative APN	`SK3449A-000000G-0000-0008-0000`

Interior

Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,413 sqft
1st Floor Area	2,010 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	3431 LAUREN ST
City	KRUM
State	TX
Zip	76249-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOWLER FARMS BLK G LOT 8
Legal Subdivision	FOWLER FARMS
Legal Block	G
Legal Lot Number	8
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1049
Census Tract	20405

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3431 LAUREN ST, KRUM, TX 76249-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 12, 2022	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 17, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	2022117372
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3431 LAUREN ST, KRUM, TX 76249-1524
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 LAUREN ST, KRUM, TX 76249-1524

Mortgage

Document Number	0000084436
Date	Aug 8, 2023
Instrument	2023-084436

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2052

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Aug 12, 2022
Property Address	3431 LAUREN ST, KRUM, TX 76249-1524
Document Number	0000117372
Map Reference	FILE 2019-216
Instrument Date	Aug 10, 2022
Instrument	2022-117372
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3454 ELOISE LN, 3454, KRUM, TX 76249-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 LAUREN ST, KRUM, TX 76249-1524

Mortgage

Document Number	0000117373
Date	Aug 12, 2022
Instrument	2022-117373

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000117378
Date	Aug 12, 2022
Instrument	2022-117378

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 17, 2020
Property Address	3431 LAUREN ST, KRUM, TX 76249-1524
Document Number	0000035677
Map Reference	DOC 2019-216
Instrument Date	Mar 17, 2020
Instrument	2020-035677
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 LAUREN STREET, KRUM, TX 76249-1524

Mortgage

Document Number	0000035678
Date	Mar 17, 2020
Instrument	2020-035678

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Krum City
Unified School District	Krum Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,958 (-10.51%) Land $88,758 Building $255,200	$343,958 (-10.51%) Land $88,758 Building $255,200
2025	$7,419.00 (-4.39%)
2023	$7,760.00 (+26.36%)	$384,366 Land $88,758 Building $295,608	$384,366 Land $88,758 Building $295,608
2022	$6,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KRUM serves 6,062 people · EPA ID TX0610007
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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