Santa Rosa County property record for 3431 Ira Ln, Jay, FL 32565
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1997 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $437 (2024) |
| Deeds & Mortgages | Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-4N-29-0000-00702-0000 |
| Primary APN | 03-4N-29-0000-00702-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 1,620 sqft |
| Utility Area | 144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 392,040 sqft (9 acres) |
| View / Lot | Mobile Home |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3431 IRA LN |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-6507 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG-RR |
| Legal Description | **UPDATED 2024** 03-4N-29W: SE4 OF NW4 OF SE4 & S 60 FT OF SW4 OF NE4 OF SE4 AS DES IN OR 1445 PG 579 & OR 3681 PG 1360 LESS OR 1450 PG 731 LESS 1/2 MINERAL RIGHTS & AS DES IN OR 4542 PG 1680 |
| Legal Range | 29W |
| Legal Township | 4N |
| Legal Section | 03 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3431 IRA LN, JAY, FL 32565-6507 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 0045421680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 3431 IRA LN, JAY, FL 32565-6507 |
| Document Number | 0036811360 |
| Book / Page | 003681 / 001360 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 48923 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3431 IRA LN JAY FL 325656507, JAY, FL 32565-6507 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,193 (+2.9%) | $178,108 (+12.78%) Land $93,600 Building $84,508 | |
| 2024 | $437.00 (+2.58%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $90,567 (+3%) | $157,927 (+10.45%) Land $75,600 Building $82,327 |
| 2023 | $426.00 (-3.84%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $87,929 (+3%) | $142,985 (+28.96%) Land $64,800 Building $78,185 |
| 2022 | $443.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $85,368 | $110,874 Land $43,200 Building $67,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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