3431 Hilltop Trl, Evans, GA 30809 Property Records

Columbia County property record for 3431 Hilltop Trl, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,019 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,900 (Jul 2023)
Tax Bill	$4,267 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059 804`

Property Details

APN / Parcel Number

Primary APN	`059 804`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,019 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	3431 HILLTOP TRL
City	EVANS
State	GA
Zip	30809-0988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 0.21 ACS; WHISPERING PINES SECT 4B
Legal Subdivision	WHISPERING PINES SECT 4B
Legal Lot Number	7
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1004
Census Tract	30304

Owner

Source: Columbia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3431 HILLTOP TRL, EVANS, GA 30809-0988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK
Jul 31, 2023	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Book / Page	14835 / 128
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3431 HILLTOP TRL, EVANS, GA 30809-0988
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 HILLTOP TRL, EVANS, GA 30809-0988

Mortgage

Document Number	015851/232
Date	Nov 10, 2025
Book Page	0000015851/0000000232

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3431 HILLTOP TRL, EVANS, GA 30809-0988
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0014375/14
Date	Jul 18, 2022
Book Page	0000014375/0000000014

Lender

Name	SYNOVUS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

July 2023: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 31, 2023
Property Address	3431 HILLTOP TRL, EVANS, GA 30809-0988
Document Number	014835/128
Book / Page	14835 / 128
Instrument Date	Jul 21, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3431 HILLTOP TRL, EVANS, GA 30809-0988

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,267.00 (+0.33%)	$188,902 (+7.38%) Land $32,804 Building $156,098	$472,256 (+7.38%) Land $82,010 Building $390,246
2025	$4,253.00	$175,914 Land $32,804 Building $143,110	$439,785 Land $82,010 Building $357,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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