Calaveras County property record for 3431 Gardner Flat Rd, Arnold, CA 95223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,022 sqft · built 1962 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,500 (Sep 2022) |
| Tax Bill | $4,217 (2025) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-009-053-000 |
| Primary APN | 025-009-053-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,022 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 43,560 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Septic |
| Old Parcel Number | 025-009-053 |
|---|---|
| Street Address | 3431 GARDNER FLAT RD |
| City | ARNOLD |
| State | CA |
| Zip | 95223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | POR NE4 OF SW4 12 T5R15 |
| Legal Subdivision | TOWNSHIP 5 NORTH |
| Legal Lot Number | 12 |
| Legal Unit | 15 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 504 |
3431 Gardner Flat Rd is owned by an individual who acquired it in May 2024.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 MOSSWOOD CT, COPPEROPOLIS, CA 95228-9488 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Prior Sale | Mar 14, 2013 · Amount on File |
| Deed Document Number | 202210768 |
| Last Transfer Date | May 21, 2024 |
| Transfer Doc | 0000006139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Sep 1, 2022 |
| Property Address | 3431 GARDNER FLAT RD, ARNOLD, CA 95223 |
| Document Number | 0000010768 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022-010768 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 LARKSPUR CT, MURPHYS, CA 95247-9480 |
The 2025 property tax bill for 3431 Gardner Flat Rd was $4,217.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $346,483 (+2%) Land $26,530 Building $319,953 | |
| 2025 | $4,217.00 | $339,690 Land $26,010 Building $313,680 |
| 2023 | $4,098.00 (+97.02%) | $326,500 Land $25,000 Building $301,500 |
| 2022 | $2,080.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3431 Gardner Flat Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3431 Gardner Flat Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 64% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SNOWSHOE SPRINGS ASSN. private · serves 686 people · EPA ID CA0510011 |
|---|---|
| Water Source | Purchased surface water from CCWD - EBBETTS PASS |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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