3431 E Lowe Ave, Fresno, CA 93702 Property Records

Fresno County property record for 3431 E Lowe Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1930
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2026)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`470-115-15`

Property Details

APN / Parcel Number

Primary APN	`470-115-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Water Source	Commercial

Location & Zoning

Street Address	3431 E LOWE AVE
City	FRESNO
State	CA
Zip	93702-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 BLK 2 CEDAR PARK
Legal Subdivision	CEDAR PARK
Legal Block	2
Legal Lot Number	6
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1010
Census Tract	400

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 ROSE LN, SAN JOSE, CA 95127-2863
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Jun 29, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jan 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage STACY YOUNG SHIN ETUX
Apr 20, 2023	Grant Deed, Transfer
Jul 22, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	202663965
Prior Transfer Date	Oct 20, 2003
Prior Transfer Doc	0000017008
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 29, 2026
Property Address	3431 E LOWE AVE, FRESNO, CA 93702-4031
Document Number	0000063966
Instrument Date	Jun 26, 2026
Instrument	202663966
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	140 ROSE LN, SAN JOSE, CA 95127-2863

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 29, 2026
Property Address	3431 E LOWE AVE, FRESNO, CA 93702-4031
Document Number	0000063965
Instrument Date	Apr 28, 2026
Instrument	202663965
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$31,108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	140 ROSE LN, SAN JOSE, CA 95127-2863

Mortgage

Document Number	0000063967,
Date	Jun 29, 2026
Instrument	202663967

Lender

Name	GOLDEN EMPIRE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3431 E LOWE AVE, FRESNO, CA 93702-4031
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 E LOWE AVE, FRESNO, CA 93702-4031

Mortgage

Document Number	0000000720
Date	Jan 4, 2024
Instrument	2024-0000720

Lender

Name	STACY YOUNG SHIN ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 20, 2023
Property Address	3431 E LOWE AVE, FRESNO, CA 93702-4031
Document Number	0000037369
Map Reference	MB 7 PG 63
Instrument Date	Apr 7, 2023
Instrument	2023-0037369
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2213, WHITTIER, CA 90610-2213

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 22, 2022
Property Address	3431 E LOWE AVE, FRESNO, CA 93702-4031
Document Number	0000094383
Map Reference	MB 7 PG 63
Instrument Date	May 25, 2022
Instrument	2022-0094383
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3431 E LOWE AVE, FRESNO, CA 93702-4031

Mortgage

Document Number	0000094384
Date	Jul 22, 2022
Instrument	2022-0094384

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2062

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,913 (+2%) Land $42,448 Building $233,465
2025	$3,530.00 (+14.54%)	$270,504 (+12.57%) Land $41,616 Building $228,888
2023	$3,082.00 (+183.79%)	$240,300 Land $35,000 Building $205,300
2022	$1,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Kingsburg Media Foundation Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: California Internet.

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