3431 E Flower St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3431 E Flower St, Gilbert, AZ 85298 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2004
Square Footage2,943 sqft Living Area
Lot Size6,677 sqft (0.153 acres)
Pool426 sqft
OccupancyOwner Occupied
Last Sale$726,000 (2022)
Tax Bill$2,426.00 (2025)

Owner

Source: Maricopa County records · APN 304-78-295

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3431 E FLOWER ST, GILBERT, AZ 85298-4844
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA
Sep 06, 2022Re-recorded Document · Conventional Mortgage
BMO HARRIS BANK NA
Dec 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
ONEAZ CU
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 20, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Prior SaleFeb 20, 2018
Deed Doc Number20220693347
Prior Transfer DateDec 18, 2020
Prior Transfer Doc20201255368
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPACHE AZ
Recording DateJul 11, 2022
Property Address3431 E FLOWER ST, GILBERT, AZ 85298-4844
Document Number0000005256
Map ReferenceMB 554 PG 18
Instrument DateJul 05, 2022
Instrument2022-005256
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4762 E PORTOLA VALLEY DR UNIT 101, 4762, GILBERT, AZ 85297-2462

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3431 E FLOWER ST, GILBERT, AZ 85298-4844

Mortgage

Document Number0000005257
DateJul 11, 2022
Instrument2022-005257
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency6 Months
IndexOther

September 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMARICOPA AZ
Recording DateSep 06, 2022
Property Address3431 E FLOWER ST, GILBERT, AZ 85298-4844
Document Number0000693347
Map ReferenceMB 554 PG 18
Instrument DateMay 10, 2022
Instrument20220693347
Record UpdatedSep 16, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified

Transferred From (Grantor/Seller)

NameVerified Name
Address4762 E PORTOLA VALLEY DR UNIT 101, 4762, GILBERT, AZ 85297-2462

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3431 E FLOWER ST, GILBERT, AZ 85298-4844

Mortgage

Document Number0000693348
DateSep 06, 2022
Instrument20220693348
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateAug 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.1%
IndexOther
Max Rate10.1%

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateDec 18, 2020
Property Address3431 E FLOWER ST, GILBERT, AZ 85298-4844
Document Number0001255368
Instrument DateDec 18, 2020
Instrument1255368
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3431 E FLOWER ST GILBERT AZ 852984844, GILBERT, AZ 85298-4844

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3431 E FLOWER ST, GILBERT, AZ 85298-4844
Document Number0000953975
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 05, 2019
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3431 E FLOWER ST GILBERT AZ 852984844, GILBERT, AZ 85298-4844

Mortgage

Document Number0000953975
DateNov 25, 2019
Instrument953975
Lender
NameONEAZ CU
AddressPHOENIX, AZ 85027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 24, 2044
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3431 E FLOWER ST, GILBERT, AZ 85298-4844
Document Number0000843753
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyCHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3431 E FLOWER ST GILBERT AZ 852984844, GILBERT, AZ 85298-4844

Mortgage

Document Number0000843753
DateOct 23, 2019
Instrument843753
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2049

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateFeb 20, 2018
Property Address3431 E FLOWER ST, GILBERT, AZ 85298-4844
Document Number0000127443
Map ReferenceMB 554 PG 18
Instrument DateFeb 15, 2018
Instrument20180127443
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCHICAGO TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 E FLOWER ST, GILBERT, AZ 85298-4844

Mortgage

Document Number0000127444
DateFeb 20, 2018
Instrument20180127444
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$52,570 (-1.05%)$525,700 (-1.05%) Land $105,100 Building $420,600
2025$2,426.00 (+3.54%)
2024$53,130$531,300 Land $106,200 Building $425,100
2023$2,343.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-78-295

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,943 sqft Living Area
1st Floor1,305 sqft 1st Floor
2nd Floor1,638 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area6,677 sqft (0.153 acres)
Parking Spaces2 Parking Spaces
Pool Area426 sqft Pool
Patio Area160 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3431 E FLOWER ST
CityGILBERT
StateAZ
Zip85298-4844
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEVILLE PARCEL 2 MCR 554-18
Legal Range06E
Legal Township02S
Legal Section23
Legal QuarterSW
Legal Quarter QuarterSE
Legal SubdivisionSEVILLE PARCEL 2
Legal Lot Number110
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup1
Census Block1019
Census Tract816401

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