3431 E 900 S, Keystone, IN 46759 Property Records

Wells County property record for 3431 E 900 S, Keystone, IN 46759 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 1 ba · 1,536 sqft · built 1900
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Tax Bill	$133 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Apr 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`90-12-15-300-005.000-015`

Property Details

APN / Parcel Number

Primary APN	`90-12-15-300-005.000-015`
Alternative APNs	`00001594985` `0070480700`

Interior

Plumbing Fixtures	5 Plumbing Fixtures

Exterior

Lot Area	24,394 sqft (0.56 acres)
Terrain	Rolling

Location & Zoning

Account Number	00001594985
Street Address	3431 E 900 S
City	KEYSTONE
State	IN
Zip	46759-9736
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	15-25-12 (15-P) 0.560A S PT E/2 SW
Jurisdiction	WELLS IN
Township / Civil Division	NOTTINGHAM
Census Block Group	5
Census Block	5028
Census Tract	40700

Owner

Source: Wells County records · APN 90-12-15-300-005.000-015

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3477 E 900 S, PETROLEUM, IN 46778-4600
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2009	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Apr 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage ACCREDITED HOME LENDERS INC
Mar 01, 2007	Deed of Trust, Mortgage · ARM FIRST NLC FINANCIAL SERVICES LLC
Apr 14, 2025	Warranty Deed, Transfer
Dec 22, 2009	Special Warranty Deed, Transfer PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SERVIC
Jun 12, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2025
Deed Sale	Apr 14, 2025
Prior Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	20251175
Record Updated	Sep 20, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3431 E 900 S, KEYSTONE, IN 46759-9736
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000132/557
Date	Dec 22, 2009
Book Page	132/557

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2040

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3431 E 900 S, KEYSTONE, IN 46759-9736
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLECORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000124/809
Date	Apr 29, 2005
Book Page	124/809

Lender

Name	ACCREDITED HOME LENDERS INC
Type	Subprime Lender
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2035

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3431 E 900 S, KEYSTONE, IN 46759-9736
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000128/249
Date	Mar 01, 2007
Book Page	128/249

Lender

Name	FIRST NLC FINANCIAL SERVICES LLC
Type	Subprime Lender
Address	DEERFIELD BEACH, FL 33441

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Mar 01, 2010
Change Frequency	6 Months
Min Rate At Change	8.25%
Max Rate At Change	11.2%
Index	6-Month LIBOR
Max Rate	15.2%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Apr 14, 2025
Property Address	3431 E 900 S, KEYSTONE, IN 46759-9736
Document Number	0020251175
Instrument Date	Mar 31, 2025
Instrument	20251175
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3477 E 900 S, PETROLEUM, IN 46778-4600
Investor	Possibly a Property Investor

December 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 22, 2009
Property Address	3431 E 900 S, KEYSTONE, IN 46759-9736
Document Number	000148/845
Book / Page	148 / 845
Instrument Date	Aug 13, 2009
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SERVIC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12001 SCIENCE DR # DR110B, DR110B, ORLANDO, FL 32826-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 E 900 S, KEYSTONE, IN 46759-9736

June 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WELLS IN
Recording Date	Jun 12, 2009
Property Address	3431 E 900 S, KEYSTONE, IN 46759-9736
Document Number	000148/273
Book / Page	148 / 273
Instrument Date	May 20, 2009
Transaction Type	Foreclosure
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24737, WEST PALM BEACH, FL 33416-4737
Mail Care Of	OCWEN LOAN SERVICING LLC

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Nottingham Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$133.00 (+27.88%)	$10,100 (-) Land $10,100	$10,100 (-) Land $10,100
2024	$104.00 (+55.22%)
2023		$10,100 (+57.81%) Land $10,100	$10,100 (+57.81%) Land $10,100
2022	$67.00	$6,400 Land $6,400	$6,400 Land $6,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790407005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (2014–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
Brightspeed	DSL	100 / 10
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Benton Ridge Telephone Company, Verizon, Citizens Telephone. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E 900 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures