Lake County property record for 3431 Current Ave, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,919 sqft · built 2020 |
| Lot Size | 0.223 acres (9,747 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $524,100 (Jul 2020) |
| Tax Bill | $8,740 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-26-0200-000-06700 |
| Primary APN | 01-23-26-0200-000-06700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,919 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,747 sqft (0.223 acres) |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3916016 |
|---|---|
| Street Address | 3431 CURRENT AVE |
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW PRESERVE PB 71 PG 48-54 LOT 67 ORB 5510 PG 1737 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | LAKEVIEW |
| Legal Tract | 200 |
| Legal Lot Number | 67 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31306 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3431 CURRENT AVE, WINTER GARDEN, FL 34787-9075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jul 24, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 16, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 2020079659 |
| Deed Book / Page | 5510 / 1737 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3431 CURRENT AVE, WINTER GARDEN, FL 34787-9075 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3431 CURRENT AVE, WINTER GARDEN, FL 34787-9075 |
| Document Number | 0060512395 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 6051/2395 |
| Instrument | 2022147674 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 3431 CURRENT AVE, WINTER GARDEN, FL 34787-9075 |
| Document Number | 0055101737 |
| Book / Page | 5510 / 1737 |
| Map Reference | MB 71 PG 48-54 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020079659 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,668.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 3431 CURRENT AVE, WINTER GARDEN, FL 34787-9075 |
| Document Number | 0055101739 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 5510/1739 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 3431 CURRENT AVE, WINTER GARDEN, FL 34787-9075 |
| Document Number | 0053582301 |
| Book / Page | 005358 / 002301 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 117049 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,513.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2600 LAKE LUCIEN DR #350 MAITLAND FL 327517489, 350, MAITLAND, FL 32751-7489 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569,190 (+5.99%) Land $150,000 Building $419,190 | $854,617 (+0.97%) Land $150,000 Building $704,617 | |
| 2024 | $8,740.00 (+1.69%) | ||
| 2023 | $8,595.00 (+2.81%) Homeowner's exemption | $537,040 (+3%) | $846,399 (+33.66%) Land $150,000 Building $696,399 |
| 2022 | $8,360.00 Homeowner's exemption | $521,400 | $633,245 Land $86,000 Building $547,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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