3431 Craig Ave, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 3431 Craig Ave, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,178 sqft · built 1951
Lot Size0.418 acres (18,238 sqft)
OwnerIndividual Name on File
Last Sale$118,000 (Jun 2014)
Tax Bill$3,823 (2023)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN157-111-07

Property Details

APN / Parcel Number

Primary APN157-111-07

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,178 sqft Heated Area
Gross Area1,342 sqft
1st Floor Area1,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,238 sqft (0.418 acres)
Garage Area484 sqft
PorchPorch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number157-111-07
Street Address3431 CRAIG AVE
CityCHARLOTTE
StateNC
Zip28211-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionP16 &P17 B2 M3-20
Legal SubdivisionCRESTVIEW I/RAINTREE
Legal Block2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract2100

Owner

3431 Craig Ave is owned and occupied by an individual who acquired it in November 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3431 CRAIG AVE, CHARLOTTE, NC 28211-1525
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2014 · Amount on File
Deed SaleJun 12, 2014 · Amount on File
Prior SaleJun 12, 2014 · Amount on File
Deed Document Number0000065166
Deed Book / Page29238 / 722
Last Transfer DateNov 18, 2021
Transfer Doc0000219904
Record UpdatedJun 7, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 18, 2021
Property Address3431 CRAIG AVE, CHARLOTTE, NC 28211-1525
Document Number0000219904
Book / Page36778 / 115
Map ReferenceMB 3 PG 20
Instrument DateNov 15, 2021
Instrument2021219904
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyBOSTON NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address431 CRAIG AVE, CHARLOTTE, NC 28211

Mortgage

Document Number0000219905
DateNov 18, 2021
Instrument2021219905
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2041

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3431 Craig Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Craig Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Craig Ave

Nearby Streets

Search Property Records by Address or Parcel Number