3431 Cabbage Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 3431 Cabbage Ct, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,270 sqft · built 2017
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$219,400 (Oct 2017)
Tax Bill$2,594 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR16-223-18-3038-0000-0420

Property Details

APN / Parcel Number

Primary APNR16-223-18-3038-0000-0420
Alternative APNs
  • 01682147
  • 1682147

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,270 sqft Living Area
1st Floor Area2,270 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area726 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area275 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01682147
Street Address3431 CABBAGE CT
CitySPRING HILL
StateFL
Zip34609-4319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLANTATION PALMS LOT 42
Legal Range18E
Legal Township23S
Legal Section16
Legal SubdivisionPLANTATION PALMS
Legal Lot Number42
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3018
Census Tract40908

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Dec 31, 2019Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Sep 13, 2021Deed of Trust, Mortgage · Line of Credit
GROW FINANCIAL FCU
Oct 16, 2017Grant Deed, Subdivision Related Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2017 · Amount on Record
Deed SaleOct 16, 2017 · Amount on Record
Prior SaleAug 22, 2016 · Amount on Record
Deed Document Number2017058703
Deed Book / Page3516 / 0905
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319

Mortgage

Document Number0043151723
DateJun 28, 2023
Book Page4315/1723
Instrument2023040961
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319

Mortgage

Document Number0040001816
DateMay 20, 2021
Book Page4000/1816
Instrument2021037560
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037901027
DateDec 31, 2019
Book Page3790/1027
Instrument2019082037
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319

Mortgage

Document Number0040540694
DateSep 13, 2021
Book Page4054/694
Instrument2021068568
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHERNANDO FL
Recording DateOct 16, 2017
Property Address3431 CABBAGE CT, SPRING HILL, FL 34609-4319
Document Number0035160905
Book / Page003516 / 000905
Instrument DateOct 12, 2017
Instrument58703
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2017
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,535.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3431 CABBAGE CT SPRING HILL FL 346094319, SPRING HILL, FL 34609-4319

Mortgage

Document Number35160907
DateOct 16, 2017
Book Page003516/000907
Instrument58704
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 15, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,594.00 (+1.01%) Additional exemption filed$221,202 (+5.99%)$371,330 (+1.13%) Land $46,366 Building $324,964
2023$208,707 Land $208,707
2022$2,568.00$367,176 Land $46,366 Building $320,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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