3431 Border Dr, Stone Mountain, GA 30087 Property Records

Gwinnett County property record for 3431 Border Dr, Stone Mountain, GA 30087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1983
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$972 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-024-018`

Property Details

APN / Parcel Number

Primary APN	`6-024-018`
Alternative APN	`R6024 018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	1,588 sqft
Basement Area	780 sqft
Finished Basement	450 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Lot Width	40 ft Width
Garage Area	192 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	174 sqft
Deck Area	378 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6024018
Street Address	3431 BORDER DR
City	STONE MOUNTAIN
State	GA
Zip	30087-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L14 BC MEADOW HILLS #1
Legal Subdivision	MEADOW HILLS
Legal Block	C
Legal Lot Number	14
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	LILBURN
Census Block Group	2
Census Block	2005
Census Tract	50416

Owner

3431 Border Dr is owned and occupied by two individuals who acquired it in January 2003.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3431 BORDER DR, STONE MOUNTAIN, GA 30087-4266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage LENOX FIN'L MTG CORP (CA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2003
Deed Sale	Jan 13, 2003
Deed Document Number	0305930250
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3431 BORDER DR, STONE MOUNTAIN, GA 30087-4266
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 BORDER DR, STONE MOUNTAIN, GA 30087-4266
Investor	Possibly a Property Investor

Mortgage

Document Number	0593020756
Date	Oct 18, 2021
Book Page	0000059302/0000000756

Lender

Name	ALLY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3431 BORDER DR, STONE MOUNTAIN, GA 30087-4266
Document Number	0560720514
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3431 BORDER DR STONE MOUNTAIN GA 300874266, STONE MOUNTAIN, GA 30087-4266

Mortgage

Document Number	0560720514
Date	Aug 14, 2018
Book Page	056072/000514

Lender

Name	LENOX FIN'L MTG CORP (CA)
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3431 Border Dr was $972 with exemptions applied.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00	$131,000 Land $24,640 Building $106,360	$327,500 Land $61,600 Building $265,900
2023	$768.00	$120,080 Land $21,200 Building $98,880
2022			$300,200 Land $53,000 Building $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3431 Border Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Border Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Border Dr

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