3431 Billy Ray Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 3431 Billy Ray Rd, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,130 sqft · built 2005
Lot Size	1.06 acres (46,479 sqft)
Owner	Individual Name on Record
Last Sale	$857,850 (May 2022)
Tax Bill	$12,494 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R231393`

Property Details

APN / Parcel Number

Primary APN	`R231393`
Alternative APNs	`54291990504700108` `231393`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,130 sqft Living Area
Gross Area	4,115 sqft
1st Floor Area	3,130 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,479 sqft
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3431 BILLY RAY RD
City	MIDLOTHIAN
State	TX
Zip	76065-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 BLK E CRYSTAL FOREST ESTS PH VII 1.067 AC
Legal Subdivision	CRYSTAL FOREST ESTS PH VII
Legal Block	E
Legal Lot Number	47
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1009
Census Tract	60801

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3431 BILLY RAY RD, MIDLOTHIAN, TX 76065-3749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 22, 2020	Deed of Trust, Mortgage SECURITY SVC FCU
Sep 26, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	202219327
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0000028059
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	May 9, 2022
Property Address	3431 BILLY RAY RD, MIDLOTHIAN, TX 76065-3749
Document Number	0002219327
Map Reference	CAB G SL 250
Instrument Date	May 6, 2022
Instrument	2219327
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8138 BLACK PERCHER ST, 8138, CONROE, TX 77385-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 BILLY RAY RD, MIDLOTHIAN, TX 76065-3749

Mortgage

Document Number	0002219328
Date	May 9, 2022
Instrument	2219328

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3431 BILLY RAY RD, MIDLOTHIAN, TX 76065-3749
Document Number	0000021428
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3431 BILLY RAY RD MIDLOTHIAN TX 760653749, MIDLOTHIAN, TX 76065-3749

Mortgage

Document Number	0000021428
Date	Jun 29, 2020
Instrument	21428

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 26, 2018
Property Address	3431 BILLY RAY RD, MIDLOTHIAN, TX 76065-3749
Document Number	0000028059
Instrument Date	Sep 25, 2018
Instrument	28059
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3434 BILLY RAY RD MIDLOTHIAN TX 76065, MIDLOTHIAN, TX 76065

Mortgage

Document Number	28060
Date	Sep 26, 2018
Instrument	28060

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,773 (-0.41%) Land $145,000 Building $478,773	$623,773 (-0.41%) Land $145,000 Building $478,773
2025	$12,494.00 (+3.1%)	$626,361 (-8.96%) Land $145,000 Building $481,361	$626,361 (-8.96%) Land $145,000 Building $481,361
2024	$12,118.00 (-13.31%)
2023	$13,978.00 (+53.35%) Homeowner's exemption	$688,006 Land $130,000 Building $558,006	$688,006 Land $130,000 Building $558,006
2018	$9,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Verizon.

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