Highlands County property record for 3431 Austin St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,545 sqft · built 1991 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Dec 2021) |
| Tax Bill | $3,872 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C224801001600060 |
| Primary APN | C224801001600060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,545 sqft Living Area |
| 1st Floor Area | 1,881 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 575 sqft |
| Driveway | Driveway |
| Driveway Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 324 sqft |
| Porch | Enclosed Porch |
| Porch Area | 552 sqft |
| Patio Area | 424 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C224801001600060 |
|---|---|
| Street Address | 3431 AUSTIN ST |
| City | SEBRING |
| State | FL |
| Zip | 33872-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING COUNTRY ESTATES PB 6-PG 49 LOT 6 BLK 16 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY ESTATES |
| Legal Block | 16 |
| Legal Lot Number | 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960601 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 52993 WILLOW CT, ORLANDO, FL 32811 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC |
| Aug 20, 2019 | Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| May 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Aug 20, 2019 · Amount on Record |
| Deed Document Number | 2070560 |
| Deed Book / Page | 2874 / 810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 3431 AUSTIN ST, SEBRING, FL 33872-3112 |
| Document Number | 0002070560 |
| Book / Page | 2874 / 810 |
| Map Reference | MB 6 PG 49 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2070560 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3431 AUSTIN ST, 3431, SEBRING, FL 33872-3112 |
| Name | Verified Name |
|---|---|
| Address | 5293 WILLOW CT, ORLANDO, FL 32811-6702 |
| Document Number | 0002874812 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2874/812 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 3431 AUSTIN ST, SEBRING, FL 33872-3112 |
| Document Number | 0001952811 |
| Book / Page | 2708 / 0683 |
| Map Reference | MB 6 PG 49 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 1952811 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3431 AUSTIN ST, 3431, SEBRING, FL 33872-3112 |
| Name | Verified Name |
|---|---|
| Address | 3431 AUSTIN ST, SEBRING, FL 33872-3112 |
| Document Number | 0002708685 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2708/685 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 4, 2017 |
| Property Address | 3431 AUSTIN ST, SEBRING, FL 33872-3112 |
| Document Number | 0001851920 |
| Book / Page | 2579 / 0143 |
| Map Reference | MB6 PG49 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 1851920 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGENCY C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3431 AUSTIN ST, 3431, SEBRING, FL 33872-3112 |
| Name | Verified Name |
|---|---|
| Address | 159 WILDCAT ST NW, LAKE PLACID, FL 33852-6720 |
| Document Number | 0001851921 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 1851921 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $257,648 (+1.94%) Land $20,000 Building $237,648 | $257,648 (+1.94%) Land $20,000 Building $237,648 | |
| 2024 | $3,872.00 (+4.93%) | ||
| 2023 | $3,690.00 (+9.24%) | $252,750 (+17.43%) Land $11,200 Building $241,550 | $252,750 (+17.43%) Land $11,200 Building $241,550 |
| 2022 | $3,378.00 | $215,235 Land $10,000 Building $205,235 | $215,235 Land $10,000 Building $205,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HARMONY M H P private · serves 26 people · EPA ID FL6532235 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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