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3431 Ashmore Ln, Milton, FL 32571 Property Records

Santa Rosa County property record for 3431 Ashmore Ln, Milton, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,819 sqft · built 1994
Lot Size0.306 acres (13,329 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Apr 2026)
Tax Bill$3,401 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-2N-29-0086-00C00-0020

Property Details

APN / Parcel Number

Primary APN32-2N-29-0086-00C00-0020
Alternative APN
  • N29232008600C000020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,819 sqft Living Area
Gross Area3,324 sqft
1st Floor Area2,819 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialWood
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area13,329 sqft (0.306 acres)
Lot Dimensions137 ft deep x 89 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area633 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3431 ASHMORE LN
CityMILTON
StateFL
Zip32571-8377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionASHMORE PLACE LOT 2 BLK C AS DES IN OR 4325 PG 1808
Legal Range29W
Legal Township2N
Legal Section32
Legal SubdivisionASHMORE PLACE
Legal BlockC
Legal Lot Number2
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2036
Census Tract10303

Owner

3431 Ashmore Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Santa Rosa County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3431 ASHMORE LN, MILTON, FL 32571-8377
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Warranty Deed, Transfer · Conventional Mortgage
P N C BANK NA
Sep 13, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2026 · Amount on File
Deed SaleApr 20, 2026 · Amount on File
Prior SaleSep 13, 2022 · Amount on File
Deed Document Number202619403
Deed Book / Page4733 / 1722
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 20, 2026
Property Address3431 ASHMORE LN, MILTON, FL 32571-8377
Document Number0047331722
Book / Page4733 / 1722
Instrument DateMar 27, 2026
Instrument2026.19403
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanySURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$268,660.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 ASHMORE LN, MILTON, FL 32571-8377

Mortgage

Document Number0000019404,
DateApr 20, 2026
Instrument2026..19404
Lender
NameP N C BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 13, 2022
Property Address3431 ASHMORE LN, PACE, FL 32571-8377
Document Number0043251808
Book / Page4325 / 1808
Map ReferenceMB F PG 31
Instrument DateAug 30, 2022
Instrument202252957
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyHARPER TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,884.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2628 CALDWELL CIR, PACE, FL 32571-6785

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 ASHMORE LN, PACE, FL 32571-8377
InvestorPossibly a Property Investor

Mortgage

Document Number0043251810
DateSep 13, 2022
Instrument4325/1810
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$302,129 (+1.55%) Land $43,000 Building $259,129$302,129 (+1.55%) Land $43,000 Building $259,129
2024$3,401.00 (+0.95%) Homeowner's exemption$297,523 (+2.07%) Land $43,000 Building $254,523$297,523 (+2.07%) Land $43,000 Building $254,523
2023$3,369.00 (+77.22%) Homeowner's exemption$291,479 (+63.71%) Land $43,000 Building $248,479$291,479 (+16.07%) Land $43,000 Building $248,479
2022$1,901.00 Homeowner's exemption$178,050$251,122 Land $32,000 Building $219,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3431 Ashmore Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims11 (2014–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Ashmore Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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