3431 Amber Way, Lancaster, SC 29720 Property Records

Lancaster County property record for 3431 Amber Way, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1998
Lot Size	0.776 acres (33,813 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Dec 2020)
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0070M-0A-006.00`

Property Details

APN / Parcel Number

Primary APN	`0070M-0A-006.00`
Alternative APN	`70952`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,364 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,813 sqft (0.776 acres)
Lot Dimensions	26 ft deep x 1.3 ft wide
Garage Area	528 sqft
Porch	Porch
Porch Area	240 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	70952
Street Address	3431 AMBER WAY
City	LANCASTER
State	SC
Zip	29720-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	130X260
Legal Subdivision	CIMMER
Legal Block	20
Legal Lot Number	20
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4001
Census Tract	11001

Owner

3431 Amber Way is owned and occupied by two individuals who bought it in December 2020.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3431 AMBER WAY, LANCASTER, SC 29720-9211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Deed Document Number	202022723
Deed Book / Page	1391 / 27
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 15, 2020
Property Address	3431 AMBER WAY, LANCASTER, SC 29720-9211
Document Number	0000022723
Book / Page	1391 / 27
Map Reference	PL 98-422
Instrument Date	Dec 15, 2020
Instrument	2020022723
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3431 AMBER WAY, LANCASTER, SC 29720-9211

Mortgage

Document Number	0000022724
Date	Dec 15, 2020
Instrument	2020022724

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3431 Amber Way was $1,223, up 13.3% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,223.00 (+13.35%)	$10,382 Land $1,928 Building $8,454	$269,200 Land $50,000 Building $219,200
2024	$1,079.00 (+0.47%)
2023	$1,074.00	$9,028 Land $800 Building $8,228	$225,700 Land $20,000 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3431 Amber Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Amber Way is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Amber Way

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