3431 97th Pl SE, Everett, WA 98208 Property Records

Snohomish County property record for 3431 97th Pl SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,007 sqft · built 1966
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Feb 2026)
Tax Bill	$6,177 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4562-000-013-00`

Property Details

APN / Parcel Number

Primary APN	`4562-000-013-00`
Alternative APNs	`004562-000-013-00` `45620000130007` `1099390`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Units	4 Units
Stories	1 Story
Building Area	2,007 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	1,539 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Multi-Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1099390
Street Address	3431 97TH PL SE
City	EVERETT
State	WA
Zip	98208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	GLENWOOD HEIGHTS BLK 000 D-00 - LOT 13
Legal Section	25
Legal Subdivision	GLENWOOD HEIGHTS
Legal Block	000 D
Legal Lot Number	13
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SNOHOMISH
Census Block Group	1
Census Block	1008
Census Tract	52504

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3431 97TH DR SE, LAKE STEVENS, WA 98258-5728
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Feb 23, 2026	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Deed Document Number	2026119
Prior Transfer Date	Oct 19, 1995
Prior Transfer Doc	0000000184
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	3431 97TH PL SE, EVERETT, WA 98208
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000505
Date	Jul 27, 2022
Instrument	202207270505

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Feb 23, 2026
Property Address	3431 97TH PL SE, EVERETT, WA 98208
Document Number	0000000119
Map Reference	VOL 26 PG 10
Instrument Date	Feb 19, 2026
Instrument	202602230119
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	TICOR CP, TICOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,698.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 97TH DR SE, LAKE STEVENS, WA 98258-5728

Mortgage

Document Number	0000000120
Date	Feb 23, 2026
Instrument	202602230120

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	3431 97TH PL SE, EVERETT, WA 98208
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000034
Date	Nov 20, 2017
Instrument	201711200034

Lender

Name	UMPQUA BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Lake Stevens School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,177.00 (+0.13%)	$672,400 (+5.21%) Land $368,000 Building $304,400	$672,400 (+5.21%) Land $368,000 Building $304,400
2025	$6,169.00 (+15.07%)
2024		$639,100 (+0.33%) Land $320,000 Building $319,100	$639,100 (+0.33%) Land $320,000 Building $319,100
2023	$5,361.00	$637,000 Land $298,000 Building $339,000	$637,000 Land $298,000 Building $339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1990–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Nov 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SNO PUD 1 - LAKE STEVENS serves 67,710 people · EPA ID WA5380907
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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