34308 E Spencer Rd, Oak Grove, MO 64075 Property Records

Jackson County property record for 34308 E Spencer Rd, Oak Grove, MO 64075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,583 sqft · built 1989
Lot Size	2.31 acres (101,059 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,070 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-100-02-06`

Property Details

APN / Parcel Number

Primary APN	`55-100-02-06`
Alternative APNs	`55100020600000001` `992206`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,583 sqft Living Area
Gross Area	2,883 sqft
1st Floor Area	900 sqft
Basement Area	1,300 sqft
Finished Basement	624 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.31 acres)
Porch	Open Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Private

Location & Zoning

Account Number	992206
Old Parcel Number	55100020600000001
Street Address	34308 E SPENCER RD
City	OAK GROVE
State	MO
Zip	64075-7246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING ACRES LOT 3
Legal Range	30
Legal Township	48
Legal Section	24
Legal Subdivision	ROLLING ACRES
Legal Lot Number	3
Jurisdiction	JACKSON MO
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2015
Census Tract	14002

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34308 E SPENCER RD, OAK GROVE, MO 64075-7246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 23, 2019	Deed of Trust, Mortgage COMMERCE BK
Nov 20, 2018	Deed of Trust, Mortgage COMMERCE BK
Jun 13, 2017	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1997
Deed Sale	Oct 28, 1997
Deed Document Number	I0067280
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	34308 E SPENCER RD, OAK GROVE, MO 64075-7246
Document Number	0000E04993
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34308 E SPENCER RD OAK GROVE MO 640757246, OAK GROVE, MO 64075-7246

Mortgage

Document Number	0000E04993
Date	Jan 15, 2021
Instrument	4993E

Lender

Name	NEWREZ LLC
Address	KANSAS CITY, MO 64116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	34308 E SPENCER RD, OAK GROVE, MO 64075-7246
Document Number	0000E01535
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34308 E SPENCER RD OAK GROVE MO 640757246, OAK GROVE, MO 64075-7246

Mortgage

Document Number	0000E01535
Date	Jan 7, 2020
Instrument	1535E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 6, 2030

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	34308 E SPENCER RD, OAK GROVE, MO 64075-7246
Document Number	000E101343
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34308 E SPENCER RD OAK GROVE MO 640757246, OAK GROVE, MO 64075-7246

Mortgage

Document Number	000E101343
Date	Nov 27, 2018
Instrument	101343E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Nov 26, 2030

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	34308 E SPENCER RD, OAK GROVE, MO 64075-7246
Document Number	0000E55772
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34308 E SPENCER RD OAK GROVE MO 640757246, OAK GROVE, MO 64075-7246

Mortgage

Document Number	0000E55772
Date	Jun 21, 2017
Instrument	55772E

Lender

Name	DITECH FIN'L
Address	3000 BAYPORT DR # 880, TAMPA, FL 33607-8409

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Grain Valley R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,751 (-14.36%) Land $21,430 Building $28,321	$261,850 (-14.36%)
2024	$4,070.00 (+3.51%)
2023	$3,932.00	$58,092 Land $13,011 Building $45,081	$305,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 17 serves 2,530 people · EPA ID MO1024282
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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