3430 Suzanne Ct, Atwater, CA 95301 Property Records

Merced County property record for 3430 Suzanne Ct, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1986
Lot Size	0.176 acres (7,643 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Oct 2025 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-042-007-000`

Property Details

APN / Parcel Number

Primary APN	`150-042-007-000`
Alternative APN	`150-042-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,643 sqft (0.176 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	62 sqft
Patio Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	150-042-007
Street Address	3430 SUZANNE CT
City	ATWATER
State	CA
Zip	95301-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	VIL WOODS #2 UNIT 2 LOT 115
Legal Subdivision	VIL WOODS 02
Legal Lot Number	115
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	4
Census Block	4003
Census Tract	601

Owner

3430 Suzanne Ct is held in a trust since March 2009.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1450 GOVE RD, MERCED, CA 95341-8785
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Intrafamily Transfer, Transfer
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2009
Deed Sale	Mar 2, 2009
Prior Sale	Mar 2, 2009 · Amount on File
Deed Document Number	200911701
Prior Transfer Date	Jan 13, 2003
Prior Transfer Doc	0000003274
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 16, 2025
Property Address	3430 SUZANNE CT, ATWATER, CA 95301-2061
Document Number	0000027611
Map Reference	MB 26 PG 29
Instrument Date	Oct 15, 2025
Instrument	2025027611
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1450 GOVE RD, MERCED, CA 95341-8785

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3430 SUZANNE CT, ATWATER, CA 95301-2061
Document Number	0000013399
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3430 SUZANNE CT ATWATER CA 953012061, ATWATER, CA 95301-2061

Mortgage

Document Number	0000013399
Date	Apr 27, 2020
Instrument	13399

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3430 Suzanne Ct was $4,248.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,000 (+2%) Land $102,000 Building $306,000
2025	$4,248.00 Homeowner's exemption	$400,000 Land $100,000 Building $300,000
2023	$1,530.00 (+1.26%) Homeowner's exemption	$148,516 Land $24,748 Building $123,768
2022	$1,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3430 Suzanne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 Suzanne Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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