3430 S Prairie Ave, Beloit, WI 53511 Property Records

Rock County property record for 3430 S Prairie Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,180 sqft · built 1905
Lot Size	4.61 acres (201,160 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Mar 2020)
Tax Bill	$3,499 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-2202`

Property Details

APN / Parcel Number

Primary APN	`6-2-2202`
Alternative APN	`004 236004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	590 sqft
Unfinished Basement	590 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	201,160 sqft (4.61 acres)
Garage Type	Detached
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area
Canopy	336 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 236004
Street Address	3430 S PRAIRIE AVE
City	BELOIT
State	WI
Zip	53511-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SECURITY FARMS LOT 2
Legal Subdivision	SECURITY FARMS
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1003
Census Tract	2400

Owner

3430 S Prairie Ave is owned and occupied by an individual who bought it in March 2020.

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3430 S PRAIRIE AVE, BELOIT, WI 53511-8842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK & TRUST CO
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	May 1, 2006 · Amount on File
Deed Document Number	20202149229
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3430 S PRAIRIE AVE, BELOIT, WI 53511-8842
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002296566
Date	Nov 3, 2025
Instrument	2296566

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	3430 S PRAIRIE AVE, BELOIT, WI 53511-8842
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002142375
Date	Dec 2, 2019
Instrument	2142375

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 10, 2020
Property Address	3430 S PRAIRIE AVE, BELOIT, WI 53511-8842
Document Number	0002149229
Instrument Date	Mar 6, 2020
Instrument	2149229
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 S PRAIRIE AVE, BELOIT, WI 53511-8842
Investor	Possibly a Property Investor

Mortgage

Document Number	0002149230
Date	Mar 10, 2020
Instrument	2149230

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3430 S Prairie Ave was $3,499 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,499.00 Homeowner's exemption	$218,500 Land $52,800 Building $165,700	$269,800
2023	$3,163.00 Homeowner's exemption	$218,500 Land $52,800 Building $165,700	$227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3430 S Prairie Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 S Prairie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless.

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