3430 Red Cloud Trl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3430 Red Cloud Trl, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Year Built	Built 1998
Square Footage	3,972 sqft Living Area
Lot Size	42,253 sqft (0.97 acres)
Occupancy	Owner Occupied
Last Sale	$456,000 (2019)
Tax Bill	$5,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`136802-0550`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	22 Plumbing Fixtures
Building Area	3,972 sqft Living Area
Gross Area	4,616 sqft Gross Area
1st Floor	3,021 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	42,253 sqft (0.97 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	644 sqft Garage

Exterior Amenities

Pool Area	405 sqft Pool
Deck Area	Deck Area
Patio Area	1,359 sqft Patio
Porch Area	326 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3430 RED CLOUD TRL
City	SAINT AUGUSTINE
State	FL
Zip	32086-5000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	12/65-68 PRAIRIE CREEK II LOT 55 OR4812/503
Legal Range	29E
Legal Township	08S
Legal Section	37
Legal Subdivision	PRAIRIE CREEK 2
Legal Block	3
Legal Lot Number	55
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3001
Census Tract	21301

Owner

Source: St. Johns County records · APN 136802-0550

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3430 RED CLOUD TRL, SAINT AUGUSTINE, FL 32086-5000
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Apr 08, 2002 · Amount on Record
Deed Doc Number	201976087
Deed Book / Page	4812 / 503
Prior Transfer Date	Apr 05, 2002
Prior Transfer Doc	0000020441
Record Refreshed	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 11, 2019
Property Address	3430 RED CLOUD TRL, SAINT AUGUSTINE, FL 32086-5000
Document Number	0048120503
Book / Page	4812 / 0503
Map Reference	MB 12 PG 65-68
Instrument Date	Oct 09, 2019
Instrument	2019076087
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,192.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6825 WIREVINE DR, 6825, BROOKSVILLE, FL 34602-7553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 RED CLOUD TRL, SAINT AUGUSTINE, FL 32086-5000

Mortgage

Document Number	0004812505
Date	Oct 11, 2019
Instrument	4812/505

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,344 (+2.7%)	$722,257 (+1.23%) Land $112,000 Building $610,257
2025	$5,639.00 (+12.89%) Homeowner's exemption Senior Citizen's exemption	$457,979 (+2.9%)	$713,483 (-2.09%) Land $112,000 Building $601,483
2024	$4,995.00 (-4.66%) Homeowner's exemption Senior Citizen's exemption	$445,072 (+3%)	$728,743 (-4.1%) Land $112,000 Building $616,743
2023	$5,239.00 (+2.69%) Homeowner's exemption	$432,109 (+3%)	$759,883 (+7.1%) Land $112,000 Building $647,883
2022	$5,102.00 Homeowner's exemption	$419,523	$709,510 Land $112,000 Building $597,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.