3430 Rachel Ct, Loomis, CA 95650 Property Records

Placer County property record for 3430 Rachel Ct, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,538 sqft · built 1992
Lot Size	0.144 acres (6,275 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Dec 2020)
Tax Bill	$7,451 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-210-015-000`

Property Details

APN / Parcel Number

Primary APN	`043-210-015-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,538 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	6,275 sqft (0.144 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3430 RACHEL CT
City	LOOMIS
State	CA
Zip	95650-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 15 RACHEL ESTATES R-79
Legal Subdivision	RACHEL ESTATES
Legal Lot Number	15
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1003
Census Tract	21203

Owner

3430 Rachel Ct is owned and occupied by an individual who bought it in December 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3430 RACHEL CT, LOOMIS, CA 95650-9597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 11, 2017	Grant Deed, Transfer · Conventional Mortgage BARRY J LUCAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Dec 11, 2017 · Amount on File
Deed Document Number	2020140973
Prior Transfer Date	Sep 26, 2003
Prior Transfer Doc	0000171286
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 2, 2020
Property Address	3430 RACHEL CT, LOOMIS, CA 95650-9597
Document Number	0000140973
Map Reference	MB R PG 79
Instrument Date	Nov 30, 2020
Instrument	2020-0140973
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 RACHEL CT, LOOMIS, CA 95650-9597

Mortgage

Document Number	0000140974
Date	Dec 2, 2020
Instrument	2020-0140974

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 11, 2017
Property Address	3430 RACHEL CT, LOOMIS, CA 95650-9597
Document Number	0000098000
Instrument Date	Dec 2, 2017
Instrument	98000
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3430 RACHEL CT LOOMIS CA 956509597, LOOMIS, CA 95650-9597

Mortgage

Document Number	98001
Date	Dec 11, 2017
Instrument	98001

Lender

Name	BARRY J LUCAS
Address	143 CARMEL AVE, ROSEVILLE, CA 95678-1605
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3430 Rachel Ct was $7,451.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,160 (+2%) Land $154,570 Building $430,590
2025	$7,451.00	$573,688 Land $151,540 Building $422,148
2023	$7,326.00 (+0.19%)	$551,412 Land $145,656 Building $405,756
2022	$7,312.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3430 Rachel Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 Rachel Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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