3430 Polk St, Dearborn, MI 48124 Property Records

Wayne County property record for 3430 Polk St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1948
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Mar 2023)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`82-09-274-10-018`

Property Details

APN / Parcel Number

Primary APN	`82-09-274-10-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	725 sqft
Basement Area	725 sqft
Unfinished Basement	725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	135 ft deep x 41 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3430 POLK ST
City	DEARBORN
State	MI
Zip	48124-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	S 39 FT OF LOT 118 & N 2 FT OF LOT 119 ELMHURST PARK SUB
Legal Subdivision	ELMHURST PARK
Legal Lot Number	118-119
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2018
Census Tract	575401

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3430 POLK ST, DEARBORN, MI 48124-3866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2021	Warranty Deed, Transfer AMROCK INC, AMROCK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202349079
Deed Book / Page	58121 / 536
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	0529561162
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 15, 2023
Property Address	3430 POLK ST, DEARBORN, MI 48124-3866
Document Number	0581210536
Book / Page	58121 / 536
Map Reference	LB 41 PG 37
Instrument Date	Mar 14, 2023
Instrument	2023049079
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	NVR TITLE, V1 TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 POLK ST, DEARBORN, MI 48124-3866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3430 POLK ST, DEARBORN, MI 48124-3866

Mortgage

Document Number	0058121516
Date	Mar 15, 2023
Instrument	58121/516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 9, 2021
Property Address	3430 POLK ST, DEARBORN, MI 48124-3866
Document Number	0569380652
Book / Page	56938 / 652
Map Reference	LB 41 PG 37
Instrument Date	Jul 30, 2021
Instrument	2021304596
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 POLK ST, 3430, DEARBORN, MI 48124-3866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 POLK ST, DEARBORN, MI 48124-3866

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,700 (+12.11%)	$181,400 (+12.11%)
2025	$4,581.00 (+38.19%)
2023		$80,900	$161,800
2019	$3,315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

Nearby Properties on Polk St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures