3430 Pilot Rd, Covington, GA 30014 Property Records

Walton County property record for 3430 Pilot Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,341 sqft · built 1986
Lot Size	4.09 acres (178,160 sqft)
Owner	Individual Name on Record
Tax Bill	$1,688 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C0650-049`

Property Details

APN / Parcel Number

Primary APN	`C0650-049`
Alternative APN	`5139`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,341 sqft Heated Area
1st Floor Area	1,719 sqft
Basement Area	748 sqft
Finished Basement	748 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	178,160 sqft (4.09 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	510 sqft
Deck Area	467 sqft
Patio Area	467 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5139
Street Address	3430 PILOT RD
City	COVINGTON
State	GA
Zip	30014-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 WP2
Legal Description	#6 PILOT RIDGE 4.09AC
Legal Subdivision	PILOT RIDGE
Legal Lot Number	6
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2015
Census Tract	110602

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3430 PILOT RD, COVINGTON, GA 30014-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 1999
Deed Sale	Nov 23, 1999
Prior Sale	Oct 7, 1998 · Amount on Record
Deed Document Number	0001035462
Deed Book / Page	888 / 260
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3430 PILOT RD, COVINGTON, GA 30014-8518
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 PILOT RD, COVINGTON, GA 30014-8518

Mortgage

Document Number	0054810000000394
Date	May 29, 2024
Book Page	0000005481/0000000394
Instrument	2024005689

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	3430 PILOT RD, COVINGTON, GA 30014-8518
Document Number	0045860119
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 PILOT RD COVINGTON GA 300148518, COVINGTON, GA 30014-8518

Mortgage

Document Number	0045860119
Date	May 8, 2020
Book Page	004586/000119
Instrument	5779

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00 (+252.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$124,040 (+2.61%) Land $37,720 Building $86,320	$310,100 (+2.61%) Land $94,300 Building $215,800
2024	$479.00 (+1.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$120,880 (+2.86%) Land $37,720 Building $83,160	$302,200 (+2.86%) Land $94,300 Building $207,900
2023	$473.00 (-86.62%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$117,520 (+11.16%) Land $35,760 Building $81,760	$293,800 (+11.16%) Land $89,400 Building $204,400
2022	$3,535.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$105,720 Land $32,000 Building $73,720	$264,300 Land $80,000 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pilot Rd

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