3430 Overcross Dr, Houston, TX 77045 Property Records

Harris County property record for 3430 Overcross Dr, Houston, TX 77045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,099 sqft · built 1983
Lot Size	0.122 acres (5,304 sqft)
Owner	Company Name on Record
Last Sale	$71,600 (Jan 2008)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-027-029-0012`

Property Details

APN / Parcel Number

Primary APN	`115-027-029-0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,099 sqft Living Area
1st Floor Area	1,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	5,304 sqft (0.122 acres)
View / Lot	Neighborhood
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1150270290012
Street Address	3430 OVERCROSS DR
City	HOUSTON
State	TX
Zip	77045-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 29 GLEN IRIS SEC 4
Legal Subdivision	GLEN IRIS SEC 4
Legal Block	29
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2006
Census Tract	330101

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 19201, JACKSONVILLE, FL 32245-9201
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Grant Deed, Mortgage ARBOR AGCY LNDG LLC
Apr 12, 2017	Loan Modification, Mortgage SILVERGATE BK
Dec 5, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2008 · Amount on Record
Deed Sale	Jan 17, 2008 · Amount on Record
Prior Sale	Apr 27, 2007 · Amount on Record
Deed Document Number	200827884
Deed Book / Page	5343 / 954
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 1, 2018
Property Address	3430 OVERCROSS DR, HOUSTON, TX 77045-3653
Instrument Date	Sep 28, 2018
Instrument	447393
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 PROSPECT ST #304 LA JOLLA CA 920374264, 304, LA JOLLA, CA 92037-4264

Mortgage

Document Number	0000447393
Date	Oct 1, 2018
Instrument	447393

Lender

Name	ARBOR AGCY LNDG LLC
Address	3360 WALDEN AVE # 114, DEPEW, NY 14043-2437

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 30, 2025

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Recording Date	Apr 12, 2017
Property Address	3430 OVERCROSS DR, HOUSTON, TX 77045-3653
Instrument Date	Mar 21, 2017
Instrument	156338
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3430 OVERCROSS DR

Mortgage

Document Number	0000156338
Date	Apr 12, 2017
Instrument	156338

Lender

Name	SILVERGATE BK
Type	Bank
Address	4250 EXECUTIVE SQ # 300, LA JOLLA, CA 92037-9104

Agreement

Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 5, 2017
Property Address	3430 OVERCROSS DR, HOUSTON, TX 77045-3653
Document Number	0000534092
Instrument Date	Oct 31, 2013
Instrument	534092
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1459 LA JOLLA CA 920381459, LA JOLLA, CA 92038-1459

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,567.00 (-0.61%)	$167,879 (+3.31%) Land $47,299 Building $120,580	$167,879 (+3.31%) Land $47,299 Building $120,580
2024	$3,589.00 (+9.62%)
2023		$162,500 Land $31,532 Building $130,968	$162,500 Land $31,532 Building $130,968
2022	$3,274.00 (+31.86%)
2020	$2,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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