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3430 NW 85th Ter, Ocala, FL 34482 Property Records

Marion County property record for 3430 NW 85th Ter, Ocala, FL 34482 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,066 sqft · built 2004
Lot Size0.77 acres (33,541 sqft)
OwnerCompany Name on File
Last Sale$625,000 (Apr 2018)
Tax Bill$23,613 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12670-029-00

Property Details

APN / Parcel Number

Primary APN12670-029-00
Alternative APNs
  • 3265211000
  • 3265211

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,066 sqft Living Area
Gross Area4,462 sqft
1st Floor Area3,066 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area33,541 sqft (0.77 acres)
Lot Dimensions230 ft deep x 146 ft wide
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area376 sqft
Patio Area156 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address3430 NW 85TH TER
CityOCALA
StateFL
Zip34482-3877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 01 TWP 15 RGE 20 PLAT BOOK GOLDEN OCALA UNIT ONE (REVISED) LOT 29 AKA LOT 12 EXC S 15 FT OF BLK B GOLDEN OCALA UNIT 1 W-75
Legal Range20E
Legal Township14S
Legal Section36
Legal SubdivisionGOLDEN OCALA
Legal BlockB
Legal Lot Number29,12
JurisdictionMARION FL
Township / Civil DivisionFELLOWSHIP
Census Block Group3
Census Block3002
Census Tract2602

Owner

Source: Marion County records · APN 12670-029-00

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 572, SANIBEL, FL 33957-0572
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Line of Credit
FINEMARK NATIONAL BANK & TRUST
Oct 02, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Apr 11, 2018Warranty Deed, Transfer · ARM
AMERICAN MOMENTUM BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2018 · Amount on Record
Deed SaleApr 11, 2018 · Amount on Record
Prior SaleFeb 01, 2017 · Amount on Record
Deed Document Number20182021264466
Deed Book / Page6747 / 173
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address3430 NW 85TH TER, OCALA, FL 34482-3877
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 572, SANIBEL, FL 33957-0572

Mortgage

Document Number0074120950
DateMar 19, 2021
Book Page7412/950
Instrument2021035759
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
AddressFORT MYERS, FL 33919
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 17, 2051
Interest
Rate TypeAdjustable Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateOct 02, 2018
Property Address3430 NW 85TH TER, OCALA, FL 34482-3877
Document Number0068420918
Book / Page006842 / 000918
Instrument DateSep 20, 2018
Instrument96008
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 562 SANIBEL FL 339570562, SANIBEL, FL 33957-0562

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateApr 11, 2018
Property Address3430 NW 85TH TER, OCALA, FL 34482-3877
Document Number0067470173
Book / Page6747 / 0173
Map ReferenceMB W PG75-80
Instrument DateApr 11, 2018
Instrument2021264466
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address818 NE 3RD ST, 818, OCALA, FL 34470-6744

Transferred To (Grantee/Buyer)

NameVerified Name
Address2617 COCONUR DR, SANIBEL, FL 33957-2005

Mortgage

Document Number0067470175
DateApr 11, 2018
Book Page6747/0175
Instrument2021274467
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
AddressCOLLEGE STATION, TX 77845
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateMay 01, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$23,613.00 (+22.73%)$1,152,376 (+21%)$2,007,878 (+28.53%) Land $493,246 Building $1,514,632
2023$19,240.00 (+27.39%)$952,377 (-7.67%) Land $601,520 Building $350,857$1,562,168 (+51.45%) Land $601,520 Building $960,648
2022$15,103.00$1,031,496 Land $330,836 Building $700,660$1,031,496 Land $330,836 Building $700,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830026023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
14 of 20 on primary residences
Nearby Flood Claims4 (1988–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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