3430 James Rd, Memphis, TN 38128 Property Records

Shelby County property record for 3430 James Rd, Memphis, TN 38128

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,400 sqft · built 1927
Lot Size	0.818 acres (35,631 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (May 2025)
Tax Bill	$670 (2025)
Deeds & Mortgages	Aug 2021 Sale Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-3019-0-0021`

Property Details

APN / Parcel Number

Primary APN	`08-3019-0-0021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	35,631 sqft (0.818 acres)
Lot Dimensions	172 ft deep x 187 ft wide
Porch	Open Porch
Porch Area	72 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3430 JAMES RD
City	MEMPHIS
State	TN
Zip	38128-5377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NS JAMES & RALEIGH RD NW COR WALNUT SEE MAP GRID# 108 F
Legal Subdivision	JAMES
Legal Block	8
Legal Lot Number	5
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	3
Census Block	3005
Census Tract	20543

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3430 JAMES RD, MEMPHIS, TN 38128-5377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Grant Deed, Transfer
Jul 9, 2021	Intrafamily Transfer, Transfer
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BRIDGE CAP T&L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	202539632
Prior Transfer Date	Mar 28, 2005
Prior Transfer Doc	0000067470
Record Updated	Sep 20, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 9, 2021
Property Address	3430 JAMES RD, MEMPHIS, TN 38128-5377
Document Number	0021098148
Instrument Date	Jul 14, 2021
Instrument	21098148
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	888 N PARKWAY, MEMPHIS, TN 38105-2130
Investor	Possibly a Property Investor

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Jul 9, 2021
Property Address	3430 JAMES RD, MEMPHIS, TN 38128-5377
Document Number	0021083062
Instrument Date	May 18, 2021
Instrument	21083062
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1336 W NORTH ST, ANAHEIM, CA 92801-4340
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 14, 2020
Property Address	3430 JAMES RD, MEMPHIS, TN 38128-5377
Document Number	0000072256
Instrument Date	Jul 10, 2020
Instrument	72256
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	888 N PARKWAY MEMPHIS TN 381052130, MEMPHIS, TN 38105-2130

Mortgage

Document Number	72257
Date	Jul 14, 2020
Instrument	72257

Lender

Name	BRIDGE CAP T&L LLC
Type	Funding / Finance Company
Address	MEMPHIS, TN 38120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 13, 2027

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00 (-41.94%)	$24,925 (+31.53%) Land $3,300 Building $21,625	$99,700 (+31.53%) Land $13,200 Building $86,500
2023		$18,950 Land $2,950 Building $16,000
2022	$1,154.00
2021			$75,800 Land $11,800 Building $64,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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