3430 Feathergrass Ct, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3430 Feathergrass Ct, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,064 sqft · built 2019
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$296,500 (Sep 2019)
Tax Bill$6,803 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292632329700010620

Property Details

APN / Parcel Number

Primary APN292632329700010620

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,064 sqft Heated Area
Gross Area2,770 sqft
1st Floor Area2,064 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeFinished
Garage Area438 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area265 sqft
PorchOpen Porch
Porch Area142 sqft
Deck Area825 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3430 FEATHERGRASS CT
CityHARMONY
StateFL
Zip34773-6055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 62
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionWATERSIDE AT HARMONY BY MERITAGE
Legal Tract3297
Legal Lot Number62
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3430 FEATHERGRASS CT, HARMONY, FL 34773-6055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PANORAMA MORTGAGE GROUP LLC
Sep 17, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
SPROUT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Deed Document Number2019119760
Deed Book / Page5590 / 2065
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3430 FEATHERGRASS CT, HARMONY, FL 34773-6055
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 FEATHERGRASS CT, SAINT CLOUD, FL 34773-6055

Mortgage

Document Number0060620760
DateOct 11, 2021
Book Page6062/760
Instrument2021157429
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
AddressLAS VEGAS, NV 89119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2019
Property Address3430 FEATHERGRASS CT, HARMONY, FL 34773-6055
Document Number0055902065
Book / Page005590 / 002065
Instrument DateSep 13, 2019
Instrument119760
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2019
Title CompanyCAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,075.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3430 FEATHERGRASS CT HARMONY FL 347736055, HARMONY, FL 34773-6055

Mortgage

Document Number55902068
DateSep 17, 2019
Book Page005590/002068
Instrument119761
Lender
NameSPROUT MTG
AddressIRVING, TX 75038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueSep 16, 2059
Interest
Rate TypeAdjustable Rate
Rate7.51%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,803.00 (+13.82%) Homeowner's exemption$309,514 (+17.01%)$379,600 (+9.93%) Land $65,000 Building $314,600
2023$5,977.00 (+8.06%) Homeowner's exemption$264,526 (+3%)$345,300 (+14.38%) Land $60,000 Building $285,300
2022$5,531.00 Homeowner's exemption$256,822$301,900 Land $60,000 Building $241,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 80% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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