3430 Eldiva Ct, San Jose, CA 95148 Property Records

Santa Clara County property record for 3430 Eldiva Ct, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,512 sqft · built 2003
Lot Size	0.162 acres (7,056 sqft)
Owner	Trust Name on File
Last Sale	$752,500 (Jul 2003)
Tax Bill	$15,805 (2025)
Deeds & Mortgages	Feb 2023 Transfer Aug 2021 Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`659-76-060`

Property Details

APN / Parcel Number

Primary APN	`659-76-060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,112 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,056 sqft (0.162 acres)
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3430 ELDIVA CT
City	SAN JOSE
State	CA
Zip	95148-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9229 BOOK 752 PAGE 10 PAGE 13 LOT 60
Legal Subdivision	TRACT NO 9229
Legal Tract	9229
Legal Lot Number	60
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2014
Census Tract	503326

Owner

3430 Eldiva Ct is owner-occupied and held in a trust since December 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Intrafamily Transfer, Transfer
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit UNCLE CU
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit KEYPOINT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2003 · Amount on File
Deed Sale	Jul 31, 2003 · Amount on File
Deed Document Number	200317233492
Last Transfer Date	Dec 26, 2022
Transfer Doc	0025439431
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 17, 2023
Property Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Document Number	0025439431
Map Reference	MB 752 PG 10-13
Instrument Date	Dec 26, 2022
Instrument	25439431
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370

Mortgage

Document Number	0025061626
Date	Aug 11, 2021
Instrument	25061626

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024815237
Date	Feb 4, 2021
Instrument	24815237

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370

Mortgage

Document Number	0024741765
Date	Dec 9, 2020
Instrument	24741765

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Document Number	0024310742
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3430 ELDIVA CT SAN JOSE CA 951484370, SAN JOSE, CA 95148-4370

Mortgage

Document Number	0024310742
Date	Oct 23, 2019
Instrument	24310742

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Document Number	0024030490
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3430 ELDIVA CT SAN JOSE CA 951484370, SAN JOSE, CA 95148-4370

Mortgage

Document Number	0024030490
Date	Sep 25, 2018
Instrument	24030490

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025-3312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 24, 2043

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3430 ELDIVA CT, SAN JOSE, CA 95148-4370
Document Number	0023728417
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3430 ELDIVA CT SAN JOSE CA 951484370, SAN JOSE, CA 95148-4370

Mortgage

Document Number	0023728417
Date	Aug 17, 2017
Instrument	23728417

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95055

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 3430 Eldiva Ct was $15,805 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,090,555 (+2%) Land $435,061 Building $655,494
2025	$15,805.00 Homeowner's exemption	$1,069,173 Land $426,531 Building $642,642
2023	$15,261.00 (+0.63%) Homeowner's exemption	$1,027,658 Land $409,969 Building $617,689
2022	$15,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3430 Eldiva Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 Eldiva Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 833 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile.

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