3430 E Monterosa St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3430 E Monterosa St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,497 sqft · built 1953
Lot Size	0.137 acres (5,981 sqft)
Owner	Individual Name on Record
Last Sale	$998,000 (Jun 2026)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`170-30-051`

Property Details

APN / Parcel Number

Primary APN	`170-30-051`
Alternative APN	`170300514`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,701 sqft
1st Floor Area	1,497 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	5,981 sqft (0.137 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3430 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85018-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PALMS PARKWAY 1 MCR 53/38
Legal Range	3E
Legal Township	2N
Legal Section	24
Legal Subdivision	PALMS PARKWAY 1
Legal Lot Number	51
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	108302

Owner

Source: Maricopa County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 8, 2024	Intrafamily Transfer, Transfer
Apr 12, 2024	Warranty Deed, Transfer GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY INC
Apr 27, 2023	Warranty Deed, Transfer · Line of Credit FIRST INTERNATIONAL BANK & TRUST
Apr 18, 2022	Warranty Deed, Transfer · Commercial Mortgage SCOTT GOULD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	2026358085
Prior Transfer Date	Aug 19, 1994
Prior Transfer Doc	0000711464
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2026
Property Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719
Document Number	0000358085
Instrument Date	Jun 10, 2026
Instrument	2026358085
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719

Mortgage

Document Number	0000358086,
Date	Jun 15, 2026
Instrument	2026358086

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 8, 2024
Property Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719
Document Number	0000535913
Map Reference	MB 53 PG 38
Instrument Date	Oct 1, 2024
Instrument	20240535913
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2024
Property Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719
Document Number	0000190277
Map Reference	MB 53 PG 38
Instrument Date	Apr 9, 2024
Instrument	20240190277
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6143 E LEWIS AVE, SCOTTSDALE, AZ 85257-1963

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 10397, PHOENIX, AZ 85064-0397

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 27, 2023
Property Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719
Document Number	0000217483
Map Reference	MB 53 PG 38
Instrument Date	Apr 19, 2023
Instrument	20230217483
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7904 E CHAPARRAL RD, SCOTTSDALE, AZ 85250-7210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6143 E LEWIS AVE, SCOTTSDALE, AZ 85257-1963

Mortgage

Document Number	0000217484
Date	Apr 27, 2023
Instrument	20230217484

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 18, 2022
Property Address	3430 E MONTEROSA ST, PHOENIX, AZ 85018-4719
Document Number	0000340855
Map Reference	MB 53 PG 38
Instrument Date	Apr 12, 2022
Instrument	20220340855
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ASSET TITLE AGENCY LLC, EAST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33126 MAGNOLIA CIR, MAGNOLIA, TX 77354-1629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7904 E CHAPARRAL RD, SCOTTSDALE, AZ 85250-7210
Investor	Possibly a Property Investor

Mortgage

Document Number	0000340856
Date	Apr 18, 2022
Instrument	20220340856

Lender

Name	SCOTT GOULD
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,850 (+166.47%)	$818,500 (+53.13%) Land $163,700 Building $654,800
2025	$3,602.00 (-8.74%)	$30,716 (-47.58%)	$534,500 (-8.79%) Land $106,900 Building $427,600
2024		$58,600	$586,000 Land $117,200 Building $468,800
2023	$3,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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