3430 Cove Ct E, Winter Haven, FL 33880 Property Records

Polk County property record for 3430 Cove Ct E, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,249 sqft Living Area
Lot Size	9,291 sqft (0.213 acres)
Occupancy	Owner Occupied
Last Sale	$242,000 (2025)
Tax Bill	$1,996.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356712-000050`
Alternative APNs	`022925356712000050` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,249 sqft Living Area
Gross Area	1,705 sqft Gross Area
1st Floor	1,249 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,291 sqft (0.213 acres)
Depth X Width	150 ft x 51 ft Depth x Width
Garage Type	Attached Garage
Garage Area	456 sqft Garage
Porch Area	52 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	3430 COVE CT E
City	WINTER HAVEN
State	FL
Zip	33880-5073
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	QUEENS COVE PB 89 PG 49 LOT 5
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	QUEENS COVE
Legal Tract	356712
Legal Block	2
Legal Lot Number	5
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2011
Census Tract	14704

Owner

Source: Polk County records · APN 25-29-02-356712-000050

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3430 COVE CT E, WINTER HAVEN, FL 33880-5073
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Doc Number	2025143636
Deed Book / Page	13592 / 800
Transfer Doc	3921001353
Record Refreshed	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 24, 2021
Property Address	3430 COVE CT E, WINTER HAVEN, FL 33880-5073
Document Number	0000250611
Book / Page	11909 / 600
Map Reference	MB 89 PG 49
Instrument Date	Sep 17, 2021
Instrument	2021250611
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	GREEN LINE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 HOLLY RIDGE RD, 366, WINTER HAVEN, FL 33880-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1515, EAGLE LAKE, FL 33839-1515

Mortgage

Document Number	0011909602
Date	Sep 24, 2021
Instrument	11909/602

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00 (-20.76%)	$194,629 (+5.99%)	$199,967 (-3.41%) Land $36,000 Building $163,967
2023	$2,519.00 (+4.87%) Homeowner's exemption	$183,635 (+3%)	$207,022 (+16.12%) Land $35,000 Building $172,022
2022	$2,402.00 Homeowner's exemption	$178,286 Land $29,000 Building $149,286	$178,286 Land $29,000 Building $149,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.